tag:blogger.com,1999:blog-88225928279682421902024-03-08T13:38:54.056-08:00BMT KIAT MANDIRIZaenudin, S.E.http://www.blogger.com/profile/06557040602389761108noreply@blogger.comBlogger1125tag:blogger.com,1999:blog-8822592827968242190.post-63593110453492680822011-12-20T03:31:00.000-08:002011-12-20T14:51:33.585-08:00ANGGARAN DASAR<div align="center" class="MsoNoSpacing" style="line-height: 115%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">ANGGARAN DASAR</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 115%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">BAB I</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 115%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">NAMA, TEMPAT KEDUDUKAN DAN JANGKA WAKTU</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 1</span></b></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l66 level1 lfo1; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">1.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Badan Pengembangan Usaha ini bernama Koperasi Baitul Maal Wat Tamwil Kiat Mandiri dan selanjutnya dalam Anggaran Dasar Disebut KBMT Kiat Mandiri.</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l66 level1 lfo1; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">2.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">KBMT Kiat Mandiri berkedudukan di </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; text-align: justify;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Jalan : Jalan Raya Barat No. 5 45452</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; text-align: justify;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Desa/Kelurahan : Kadipaten</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; text-align: justify;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Kecamatan : Kadipaten</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; text-align: justify;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Kabupaten/Kotamadya : Majalengka</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; text-align: justify;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Propinsi : Jawa Barat</span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l66 level1 lfo1; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">3.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">KBMT Kiat Mandiri ini didirikan dalam jangka waktu tidak terbatas sesuai dengan tujuannya terhitung mulai disahkan. </span></div><div align="center" class="MsoNoSpacing" style="line-height: 115%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">BAB II</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 115%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">LANDASAN, AZAS DAN PRINSIP</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 2</span></b></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l76 level1 lfo2; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">1.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">KBMT Kiat Mandiri berlandaskan Syariah Islam.</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l76 level1 lfo2; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">2.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">KBMT Kiat Mandiri berazaskan Ukhuwah Islamiyah, Musyawarah dan Gotong royong</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l76 level1 lfo2; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">3.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">KBMT Kiat Mandiri menjalankan prinsip sebagai berikut :</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l61 level1 lfo3; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">a.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Keanggotaan bersifat terbuka dan sukarela</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l61 level1 lfo3; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">b.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pengelolaan dikelola secara profesional dan amanah </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l61 level1 lfo3; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">c.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pembagian sisa hasil usaha dibagikan secara adil sebanding dengan besarnya simpanan masing-masing anggota.</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l61 level1 lfo3; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">d.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Kemandirian dan pendidikan perkoperasian.</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l61 level1 lfo3; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">e.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Kerjasama antar KJKS dan pihak lain </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l61 level1 lfo3; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">f.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Mengembangkan sumber daya manusia, ekonomi dan informasi secara optimal.</span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l61 level1 lfo3; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">g.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Menjalin dan menguatkan kerjasama diantara anggota dengan KJKS BMT Kiat Mandiri</span></div><div align="center" class="MsoNoSpacing" style="line-height: 115%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">BAB III</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 115%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">VISI, MISI DAN TUJUAN</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 3</span></b></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l3 level1 lfo109; text-align: justify; text-indent: -21.3pt;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">1.<span style="font: 7pt "Times New Roman";"> </span></span></b><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Visi </span></b><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;"></span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; text-align: justify;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Menjadi lembaga keuangan mikro syariah yang mandiri, maju, sehat, dan profesional serta menjadi solusi permasalan umat dalam hal ekonomi dan pendidikan.</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l3 level1 lfo109; text-indent: -21.3pt;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">2.<span style="font: 7pt "Times New Roman";"> </span></span></b><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Misi </span></b><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;"></span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; text-align: justify;"><span style="color: black; font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Untuk mewujudkan visi tersebut di atas, KJKS BMT Kiat Mandiri menjabarkan ke dalam misi utamanya sebagai berikut </span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">:</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 42.55pt; mso-add-space: auto; mso-list: l49 level1 lfo108; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">a.<span style="font: 7pt "Times New Roman";"> </span></span><span lang="SV" style="color: black; font-family: "Arial","sans-serif"; font-size: 10pt; letter-spacing: -0.2pt; line-height: 115%;">Memberikan layanan bisnis </span><span style="color: black; font-family: "Arial","sans-serif"; font-size: 10pt; letter-spacing: -0.2pt; line-height: 115%;">ke</span><span lang="SV" style="color: black; font-family: "Arial","sans-serif"; font-size: 10pt; letter-spacing: -0.2pt; line-height: 115%;">pada </span><span style="color: black; font-family: "Arial","sans-serif"; font-size: 10pt; letter-spacing: -0.2pt; line-height: 115%;">A</span><span lang="SV" style="color: black; font-family: "Arial","sans-serif"; font-size: 10pt; letter-spacing: -0.2pt; line-height: 115%;">nggota dan calon anggota berupa simpanan dan pembiayaan serta menciptakan sinergi bisnis yang po</span><span lang="SV" style="color: black; font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">sitif.</span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;"></span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 42.55pt; mso-add-space: auto; mso-list: l49 level1 lfo108; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">b.<span style="font: 7pt "Times New Roman";"> </span></span><span lang="SV" style="color: black; font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Berperan serta dalam gerakan merubah dari ekonomi ribawi ke ekonomi syari’ah.</span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;"></span></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 42.55pt; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l49 level1 lfo108; text-indent: -21.3pt;"><span style="color: black; font-family: "Arial","sans-serif"; font-size: 10pt;">c.<span style="font: 7pt "Times New Roman";"> </span></span><span lang="SV" style="color: black; font-family: "Arial","sans-serif"; font-size: 10pt;">Berperan serta dalam meningkatkan taraf hidup perekonomian umat.</span><span style="color: black; font-family: "Arial","sans-serif"; font-size: 10pt;"></span></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: 42.55pt; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l49 level1 lfo108; text-align: justify; text-indent: -21.3pt;"><span style="color: black; font-family: "Arial","sans-serif"; font-size: 10pt;">d.<span style="font: 7pt "Times New Roman";"> </span></span><span lang="SV" style="color: black; font-family: "Arial","sans-serif"; font-size: 10pt;">Memberikan konstribusi yang layak pada manajemen, karyawan serta stakeholder.</span><span style="color: black; font-family: "Arial","sans-serif"; font-size: 10pt;"></span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l3 level1 lfo109; text-align: justify; text-indent: -21.3pt;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">3.<span style="font: 7pt "Times New Roman";"> </span></span></b><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Tujuan </span></b></div><div class="MsoListParagraphCxSpLast" style="margin-left: 21.3pt; mso-add-space: auto; text-align: justify;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Mewujudkan kehidupan anggota, keluarga dan masyarakat menjadi masyarakat yang maju, mandiri dan sejahtera, serta dapat mengatasi ketimpangan ekonomi dan kesenjangan sosial, kesempatan mendapat pendidikan, sehingga tercipta masyarakat yang Islami khususnya dalam hal bermuamalah.</span></div><div align="center" class="MsoNoSpacing" style="line-height: 115%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Fungsi dan Peran KJKS </span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 115%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pasal 4</span></b></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l51 level1 lfo4; text-align: justify; text-indent: -21.3pt;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">1.<span style="font: 7pt "Times New Roman";"> </span></span></b><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Fungsi</span></b></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; text-align: justify;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Membangun dan mengembangkan potensi anggota dan masyarakat umum. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l51 level1 lfo4; text-align: justify; text-indent: -21.3pt;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">2.<span style="font: 7pt "Times New Roman";"> </span></span></b><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Peran</span></b></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l53 level1 lfo5; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">a.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Meningkatkan kualitas sumberdaya insani anggota dan Pengelola agar menjadi lebih amanah dan propesional (Fathonah) serta konsisten (Istiqomah) didalam menerapkan prinsip-prinsip ekonomi Islam dan prinsip-prinsip KJKS berlandaskan syariah Islam.</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l53 level1 lfo5; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">b.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Sebagai mediator antara penyandang dana dengan pengguna dana sehingga tercapai optimalisasi pemanfaatan harta. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l53 level1 lfo5; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">c.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Mengembangkan dan memperluas kesempatan kerja. </span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l53 level1 lfo5; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">d.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Menumbuh kembangkan usaha-usaha produktif anggotanya. </span></div><div align="center" class="MsoNoSpacing" style="line-height: 115%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">BAB IV</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 115%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">U S A H A</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 5</span></b></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l17 level1 lfo6; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">1.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Usaha KJKS BMT Kiat Mandiri meliputi semua usaha yang halal, baik dan bermanfaat (Thayyib). serta menguntungkan.</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l17 level1 lfo6; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">2.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Untuk mencapai tujuan serta menjalankan fungsi dan perannya sebagaimana tersebut dalam pasal 3, secara khusus KJKS BMT Kiat Mandiri melakukan usaha-usaha :</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l93 level1 lfo7; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">a.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Menyelenggarakan usaha jasa keuangan syariah yaitu usaha menggalang dan menyalurkan dana untuk membiayai usaha-usaha produktif anggota dan calon angota</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l93 level1 lfo7; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">b.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Menyelenggarakan usaha-usaha lain dibidang keuangan untuk kemajuan KJKS BMT Kiat Mandiri dan anggota sejauh tidak bertentangan dengan azas, landasan, tujuan dan prinsip KJKS BMT Kiat Mandiri serta ketentuan yang berlaku.</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l93 level1 lfo7; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">c.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Mengembangkan usaha-usaha lain yang menguntungkan dan bermanfaat bagi KJKS BMT Kiat Mandiri, Serta menunjang usaha-usaha anggota dan calon anggota, usaha tersebut meliputi : </span></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 56.7pt; mso-add-space: auto; mso-list: l106 level1 lfo8; text-align: justify; text-indent: -.25in;"><span style="font-family: Wingdings; font-size: 10pt;">§<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Perdagangan Umum </span></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 56.7pt; mso-add-space: auto; mso-list: l106 level1 lfo8; text-align: justify; text-indent: -.25in;"><span style="font-family: Wingdings; font-size: 10pt;">§<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Industri</span></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-left: 56.7pt; mso-add-space: auto; mso-list: l106 level1 lfo8; text-align: justify; text-indent: -.25in;"><span style="font-family: Wingdings; font-size: 10pt;">§<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Jasa</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 56.7pt; mso-add-space: auto; mso-list: l106 level1 lfo8; text-align: justify; text-indent: -.25in;"><span style="font-family: Wingdings; font-size: 10pt; line-height: 115%;">§<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Dan lain-lain </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l17 level1 lfo6; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">3.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Bekerjasama dengan lembaga lain untuk meningkatkan kemampuan usaha anggota, mengurangi resiko-resiko pembiayaan dan meningkatkan kualitas Ibadah dan Akhlaq anggota dalam bermuamalah. </span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l17 level1 lfo6; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">4.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Ketentuan Pengelola KJKS BMT Kiat Mandiri akan diatur lebih lanjut dalam Anggaran Rumah Tangga dan Peraturan Khusus sesuai dengan Keputusan Menteri Negara Koperasi dan Usaha Kecil dan Menengah Republik Indonesia No. : 91/Kep/M.KUKM/IX/2004 tentang Petunjuk Pelaksanaan Kegiatan Usaha Koperasi Jasa Keuangan Syariah. </span></div><div align="center" class="MsoNoSpacing" style="line-height: 115%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">BAB V</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 115%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">K E A N G G O T A A N</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 6</span></b></div><div class="MsoNoSpacing" style="line-height: 115%;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Anggota KJKS BMT Kiat Mandiri adalah pemilik sekaligus pengguna jasa. </span></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l83 level1 lfo9; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">1.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Keanggotaan KJKS BMT Kiat Mandiri tidak dapat dipindah tangankan. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l83 level1 lfo9; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">2.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Yang dapat menjadi anggota KJKS BMT Kiat Mandiri adalah warga negara Indonesia yang memenuhi syarat sebagai berikut : </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l40 level1 lfo10; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">a.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Bertaqwa kepada Allah SWT </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l40 level1 lfo10; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">b.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Mempunyai kemampuan penuh untuk melakukan tindakan hukum (dewasa, tidak dalam perwalian dan sebagainya) </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l40 level1 lfo10; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">c.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Telah tertulis untuk melunasi simpanan pokok dan simpanan wajib sebagaimana dimaksud dalam pasal 30 ayat 1 dan 2 </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l40 level1 lfo10; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">d.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Telah menyetujui isi Anggaran Dasar dan Anggaran Rumah Tangga serta peraturan-peraturan perkoperasian yang berlaku. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l83 level1 lfo9; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">3.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Peraturan keanggotaan selanjutnya diatur dalam Anggaran Rumah Tangga.</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l83 level1 lfo9; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">4.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Keanggotaan KJKS BMT Kiat Mandiri mulai berlaku sejak diputuskan dan disahkan musyawarah anggota serta tercatat dalam daftar anggota KJKS BMT Kiat Mandiri. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l83 level1 lfo9; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">5.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Keanggotaan KJKS BMT Kiat Mandiri berakhir apabila terjadi hal-hal sebagi berikut : </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l78 level1 lfo11; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">a.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Meninggal dunia</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l78 level1 lfo11; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">b.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Permohonan berhenti menjadi anggota atas kemauan dan kehendak yang bersangkutan</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l78 level1 lfo11; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">c.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Diberhentikan oleh pengurus karena tidak memenuhi persyaratan dan ketentuan yang telah disepakati sebagai anggota. </span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l78 level1 lfo11; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">d.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Diberhentikan oleh pengurus karena tidak mengindahkan semua kewajiban dan berbuat sesuatu tindakan yang merugikan KJKS BMT Kiat Mandiri.</span></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 7</span></b></div><div class="MsoNoSpacing" style="line-height: 150%;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Setiap anggota berkewajiban : </span></div><div class="MsoListParagraphCxSpFirst" style="mso-list: l75 level1 lfo12; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">a.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Mematuhi Anggaran Dasar, Anggaran Rumah Tangga, Peraturan Khusus dan putusan musyawarah anggota.</span></div><div class="MsoListParagraphCxSpMiddle" style="mso-list: l75 level1 lfo12; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">b.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Membayar simpanan pokok, simpanan wajib serta simpanan lainnya yang telah diputuskan oleh musyawarah anggota.</span></div><div class="MsoListParagraphCxSpMiddle" style="mso-list: l75 level1 lfo12; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">c.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Berpartisipasi Dalam Usaha-Usaha yang diselenggarakan oleh KJKS BMT Kiat Mandiri. </span></div><div class="MsoListParagraphCxSpMiddle" style="mso-list: l75 level1 lfo12; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">d.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Mengembangkan dan memelihara kebersamaan dengan semangat saling menolong dan saling menguatkan.</span></div><div class="MsoListParagraphCxSpMiddle" style="mso-list: l75 level1 lfo12; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">e.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Menanggung kerugian KJKS BMT Kiat Mandiri sesuai ketentuan Anggaran Dasar ini.</span></div><div class="MsoListParagraphCxSpLast" style="mso-list: l75 level1 lfo12; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">f.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Menghadiri rapat - rapat anggota dan acara lain yang dianggap perlu bagi perkembangan usaha dan kegiatan KJKS BMT Kiat Mandiri.</span></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 8</span></b></div><div class="MsoNoSpacing" style="line-height: 115%;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Setiap anggota berhak : </span></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l8 level1 lfo13; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">a.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Menghadiri, menyatakan pendapat dan memberikan suara dalam musyawarah anggota.</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l8 level1 lfo13; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">b.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Mencalonkan, memilih dan atau dipilih menjadi anggota pengurus dan pengawas </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l8 level1 lfo13; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">c.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Meminta diadakan musyawarah anggota dan musyawarah anggota luar biasa sesuai ketentuan yang diatur dalam Anggaran Dasar ini dan UU No.25 tahun 1992 tentang per-KJKS-an </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l8 level1 lfo13; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">d.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Mengemukakan pendapat dan saran kepada pengurus di luar musyawarah anggota baik diminta maupun tidak diminta dengan cara yang hikmah dalam rangka amar ma’ruf nahi mungkar. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l8 level1 lfo13; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">e.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Mendapat pelayanan dari KJKS BMT Kiat Mandiri untuk setiap anggota </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l8 level1 lfo13; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">f.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Meminta keterangan/Informasi mengenai perkembangan KJKS BMT Kiat Mandiri.</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l8 level1 lfo13; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">g.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Mendapat bagian sisa hasil usaha (SHU), sesuai dengan jasa usaha dan atau porsi permodalan masing-masing anggota terhadap KJKS BMT Kiat Mandiri</span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l8 level1 lfo13; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">h.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Mendapatkan sisa hasil usaha penyelesaian apabila KJKS BMT Kiat Mandiri dibubarkan. </span></div><div align="center" class="MsoNoSpacing" style="line-height: 115%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">BAB VI</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 115%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">MUSYAWARAH ANGGOTA</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 9</span></b></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l5 level1 lfo14; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">1.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Musyawarah anggota merupakan kekuasaan tertinggi dalam KJKS BMT Kiat Mandiri. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l5 level1 lfo14; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">2.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Musyawarah anggota diadakan sekurang-kurangnya sekali dalam setahun yang disebut sebagai Musyawarah Anggota Tahunan (MAT)</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l5 level1 lfo14; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">3.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Musyawarah anggota mempunyai wewenang menetapkan : </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l29 level1 lfo15; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">a.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Anggaran Dasar dan Anggaran Rumah Tangga </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l29 level1 lfo15; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">b.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Kebijakan umum dibidang organisasi, manajemen dan usaha KJKS BMT Kiat Mandiri</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l29 level1 lfo15; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">c.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Memilih mengangkat dan memberhentikan pengurus dan pengawas </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l29 level1 lfo15; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">d.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Mengesahkan laporan pertanggung jawaban pengurus dan pengawas dalam melaksanakan tugasnya termasuk laporan keuangan dan perhitungan hasil usaha </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l29 level1 lfo15; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">e.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Mengesahkan Rencana Kerja (RK) serta Rencana Anggaran Pendapatan dan Belanja (RAPB) KJKS BMT Kiat Mandiri</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l29 level1 lfo15; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">f.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pembagian Sisa Hasil Usaha (SHU) </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l29 level1 lfo15; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">g.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Penggabungan, peleburan, pembagian dan pembubaran KJKS BMT Kiat Mandiri</span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l5 level1 lfo14; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">4.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Musyawarah Anggota Tahunan (MAT) diselenggarakan paling lambat 6 (enam) bulan setelah tahun buku lampau </span></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 10</span></b></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l54 level1 lfo16; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">1.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Musyawarah anggota sah jika dihadiri setengah jumlah anggota </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l54 level1 lfo16; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">2.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Apabila quorum sebagaimana dimaksud dalam ayat (1) tidak tercapai maka pelaksanaan musyawarah anggota ditunda untuk paling lama 10 Hari dengan pemberitahuan tertulis kepada anggota. </span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l54 level1 lfo16; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">3.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Apabila pada pelaksanaan Musyawarah Anggota kedua seperti dimaksud dalam ayat 2 quorum tetap tidak tercapai dan ketentuan ayat 2 itu telah dilaksanakan maka musyawarah anggota dapat dilaksanakan dan keputusan sah serta mengikat semua anggota. </span></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 11</span></b></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l97 level1 lfo17; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">1.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Keputusan Musyawarah Anggota ditetapkan dengan cara musyawarah untuk mufakat.</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l97 level1 lfo17; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">2.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Dalam hal musyawarah anggota tidak dapat mencapai keputusan secara mufakat keputusan diambil berdasarkan suara terbanyak dari jumlah anggota yang hadir dengan ketentuan : </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l25 level1 lfo18; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">a.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Setiap anggota memiliki 1 (satu) hak suara </span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l25 level1 lfo18; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">b.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Anggota yang tidak hadir tidak dapat diwakilkan suaranya kepada orang lain. </span></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 12</span></b></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l15 level1 lfo19; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">1.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Selain Musyawarah anggota sebagaimana dimaksud pada pasal 9 KJKS BMT Kiat Mandiri dapat melaksanakan musyawarah anggota luar biasa (MALB) </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l15 level1 lfo19; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">2.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">MALB dapat dilakukan apabila keadaan mengharuskan adanya keputusan segera yang wewenangnya terdapat pada musyawarah anggota. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l15 level1 lfo19; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">3.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Musyawarah anggota Luar Biasa dapat diselenggarakan atas : </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l74 level1 lfo20; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">a.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Permintaan tertulis dari sekurang-kurangnya setengah dari jumlah anggota </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l74 level1 lfo20; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">b.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Keputusan rapat pengurus dalam rangka pengembangan KJKS BMT Kiat Mandiri</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l74 level1 lfo20; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">c.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Permintaan Pengawas. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l15 level1 lfo19; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">4.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Musyawarah anggota Luar Biasa berwenang : </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l31 level1 lfo21; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">a.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Dalam hal adanya Perubahan Anggaran Dasar, Anggaran Rumah Tangga, pembubaran, Penggabungan, peleburan dan atau penutupan KJKS BMT Kiat Mandiri.</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l31 level1 lfo21; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">b.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Memberhentikan Pengurus, Pengawas dan Anggota yang melanggar ketentuan syariah berdasarkan keputusan Dewan Syariah Nasional Majelis Ulama Indonesia dan atau tidak mentaati ketentuan Anggaran Dasar, Anggaran Rumah Tangga, peraturan Khusus dan Keputusan musyawarah Anggota. </span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l15 level1 lfo19; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">5.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Keputusan Anggota Musyawarah Luar Biasa Ditetapkan dengan cara musyawarah untuk mufakat. </span></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 13</span></b></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l18 level1 lfo22; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">1.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Untuk merubah Anggaran Dasar dan Anggaran Rumah Tangga KJKS BMT Kiat Mandiri harus diadakan Musyawarah anggota luar biasa yang diselenggarakan khusus untuk hal itu yang dihadiri sekurang-kurangnya ¾ dari jumlah anggota dan keputusannya sah apabila disetujui ¾ dari jumlah anggota yang hadir. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l18 level1 lfo22; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">2.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Untuk membubarkan, Menggabungkan, membagi, melebur KJKS BMT Kiat Mandiri dan atau penutupan unit Jasa Keuangan Syariah serta menghentikan pengurus, pengawas, dan anggota seperti tersebut pada pasal 11 ayat (4) harus diadakan musyawarah anggota luar biasa yang dihadiri oleh sekurang-kurangnya ¾ dari jumlah anggota. </span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l18 level1 lfo22; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">3.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Dalam hal perubahan anggaran dasar harus diadakan karena ketentuan peraturan perundang-undangan maka musyawarah Anggota Luar Biasa perubahan Anggaran Dasar sah apabila disahkan oleh setengah dari jumlah anggota. </span></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 14</span></b></div><div class="MsoNoSpacing" style="line-height: 115%;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Acara musyawarah anggota antara lain : </span></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l16 level1 lfo23; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">1.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pembukaan </span></div><div class="MsoListParagraphCxSpMiddle" style="mso-list: l36 level1 lfo24; text-indent: -14.7pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">a.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Penyampaian quorum rapat </span></div><div class="MsoListParagraphCxSpMiddle" style="mso-list: l36 level1 lfo24; text-indent: -14.7pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">b.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pengesahan acara </span></div><div class="MsoListParagraphCxSpMiddle" style="mso-list: l36 level1 lfo24; text-indent: -14.7pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">c.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pembacaan dan pengesahan Berita acara Musyawarah Anggota Tahunan yang lampau</span></div><div class="MsoListParagraphCxSpMiddle" style="mso-list: l36 level1 lfo24; text-indent: -14.7pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">d.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Laporan pertanggung jawaban pengurus </span></div><div class="MsoListParagraphCxSpMiddle" style="mso-list: l36 level1 lfo24; text-indent: -14.7pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">e.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Laporan hasil pengawasan pengawas </span></div><div class="MsoListParagraphCxSpMiddle" style="mso-list: l36 level1 lfo24; text-align: justify; text-indent: -14.7pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">f.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pembacaan rencana kerja (RK) serta Rencana Anggaran Pendapatan dan Belanja (RAPB) KJKS BMT Kiat Mandiri</span></div><div class="MsoListParagraphCxSpMiddle" style="mso-list: l36 level1 lfo24; text-indent: -14.7pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">g.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pandangan Umum </span></div><div class="MsoListParagraphCxSpMiddle" style="mso-list: l36 level1 lfo24; text-indent: -14.7pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">h.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pengesahan – pengesahan : </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 56.7pt; mso-add-space: auto; mso-list: l72 level1 lfo25; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">1)<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Laporan Pertanggung jawaban Pengurus </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 56.7pt; mso-add-space: auto; mso-list: l72 level1 lfo25; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">2)<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Laporan hasil Pengawas </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 56.7pt; mso-add-space: auto; mso-list: l72 level1 lfo25; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">3)<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Rancangan kerja serta Anggaran Pendapatan dan Belanja KJKS BMT Kiat Mandiri</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 56.7pt; mso-add-space: auto; mso-list: l72 level1 lfo25; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">4)<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Penetapan pembagian SHU (Sisa Hasl Usaha) </span></div><div class="MsoListParagraphCxSpMiddle" style="mso-list: l36 level1 lfo24; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">i.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pemilihan dan Pengangkatan Pengurus dan Pengawas </span></div><div class="MsoListParagraphCxSpMiddle" style="mso-list: l36 level1 lfo24; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">j.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pembacaan Do’a </span></div><div class="MsoListParagraphCxSpLast" style="mso-list: l36 level1 lfo24; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">k.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Penutup </span></div><div align="center" class="MsoNoSpacing" style="line-height: 115%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">BAB VII</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 115%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">PENGURUS</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 15</span></b></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l22 level1 lfo26; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">1.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pengurus KJKS BMT Kiat Mandiri dipilih dari dan oleh anggota dalam Musyawarah Anggota dan bertanggung Jawab kepada Musyawarah Anggota.</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l22 level1 lfo26; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">2.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Yang dapat dipilih Menjadi pengurus adalah anggota yang memenuhi syarat sebagai berikut :</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l68 level1 lfo27; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">a.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Bertaqwa kepada ALLAH SWT </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l68 level1 lfo27; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">b.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Memiliki sifat adil dan jujur berakhlaq karimah serta cakap untuk mengemban amanah sebagai Pengurus KJKS BMT Kiat Mandiri</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l68 level1 lfo27; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">c.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Sudah menjadi anggota KJKS BMT Kiat Mandiri minimal 2 (dua) tahun serta memperlihatkan loyalitas dan disiplin yang tinggi dalam mengembangkan KJKS BMT Kiat Mandiri. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l68 level1 lfo27; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">d.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Tidak menjadi anggota organisasi yang dilarang oleh Pemerintah </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l68 level1 lfo27; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">e.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Tidak pernah dihukum akibat melakukan perbuatan tercela.</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l22 level1 lfo26; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">3.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pengurus dipilih untuk masa jabatan 2 (dua) tahun.</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l22 level1 lfo26; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">4.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pengurus yang telah habis masa jabatannya dapat dipilih kembali. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l22 level1 lfo26; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">5.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pengurus sekurang-kurangnya berjumlah 3 Orang dan sebanyak-banyaknya 5 (Lima ) orang. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l22 level1 lfo26; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">6.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Terhadap pihak ketiga, maka yang berlaku sebagai anggota pengurus hanyalah mereka yang dicatat selaku dalam buku daftar pengurus. </span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l22 level1 lfo26; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">7.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Sebelum memangku jabatannya anggota pengurus harus mengangkat sumpah/janji dihadapan musyawarah anggota yang tata cara dan pengaturannya diatur dalam Anggaran Rumah Tangga (ART). </span></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 16</span></b></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l107 level1 lfo28; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">1.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pengurus bertugas dan berkewajiban untuk : </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 35.45pt; mso-add-space: auto; mso-list: l27 level1 lfo29; text-align: justify; text-indent: -14.15pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">a.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Melaksanakan Keputusan hasil musyawarah anggota serta memimpin organisasi dan usaha KJKS BMT Kiat Mandiri. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 35.45pt; mso-add-space: auto; mso-list: l27 level1 lfo29; text-align: justify; text-indent: -14.15pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">b.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Melakukan segala perbuatan hukum untuk dan atas nama KJKS BMT Kiat Mandiri serta mewakili KJKS BMT Kiat Mandiri didalam maupun diluar Pengadilan.</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 35.45pt; mso-add-space: auto; mso-list: l27 level1 lfo29; text-align: justify; text-indent: -14.15pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">c.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Menyelenggarakan Musyawarah Anggota dan Rapat Pengurus. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 35.45pt; mso-add-space: auto; mso-list: l27 level1 lfo29; text-align: justify; text-indent: -14.15pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">d.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Menyelenggarakan administrasi Organisasi KJKS BMT Kiat Mandiri antara lain : </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 56.7pt; mso-add-space: auto; mso-list: l41 level1 lfo30; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">1)<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Menyelenggarakan pencatatan dan memelihara buku daftar anggota, buku daftar pengurus serta buku lain yang diperlukan. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 56.7pt; mso-add-space: auto; mso-list: l41 level1 lfo30; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">2)<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Menyelenggarakan Pembukuan keuangan dan inventarisasi secara tertib dan teratur </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 56.7pt; mso-add-space: auto; mso-list: l41 level1 lfo30; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">3)<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Menyusun rencana Kerja </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 56.7pt; mso-add-space: auto; mso-list: l41 level1 lfo30; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">4)<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Membuat laporan keuangan dan pertanggung jawaban pelaksanaan tugas </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 35.45pt; mso-add-space: auto; mso-list: l27 level1 lfo29; text-align: justify; text-indent: -14.15pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">e.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Membantu pengawas akuntan publik serta pemerintah dalam melakukan pengawasan dan pemeriksaan dengan memberikan keterangan memperlihatkan segala buku/catatan, warkat, persediaan barang/ alat-alat perlengkapan dan lain sebagainya yang diperlukan. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 35.45pt; mso-add-space: auto; mso-list: l27 level1 lfo29; text-align: justify; text-indent: -14.15pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">f.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Memberikan penjelasan kepada anggota, agar segala ketentuan Anggaran Dasar dan Anggaran Rumah Tangga, Peraturan Khusus serta keputusan musyawarah Anggota dan lainnya diketahui dan dimengerti. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 35.45pt; mso-add-space: auto; mso-list: l27 level1 lfo29; text-align: justify; text-indent: -14.15pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">g.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Memerlihara kerukunan diantara anggota, sesama pengurus dan pengawas serta mencegah hal-hal yang menyebabkan timbulnya perselisihan. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 35.45pt; mso-add-space: auto; mso-list: l27 level1 lfo29; text-align: justify; text-indent: -14.15pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">h.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Memfasilitasi anggota dan masyarakat di dalam mengembangkan secara partisipasif organisasi dan kelompok usaha anggota yang dibentuk menurut satuan wilayah dan atau aktifitas/ kegiatan/ profesi anggota dan persamaan.</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 35.45pt; mso-add-space: auto; mso-list: l27 level1 lfo29; text-align: justify; text-indent: -14.15pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">i.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Menanggung segala kerugian yang diderita oleh KJKS BMT Kiat Mandiri sebagai akibat kelalaian dalam melaksanakan tugasnya :</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 56.7pt; mso-add-space: auto; mso-list: l67 level1 lfo31; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">1)<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Jika kerugian yang ditimbulkan oleh kelalaian seseorang atau beberapa orang anggota pengurus, maka anggota pengurus yang bersangkuatan menanggung kerugian yang diderita KJKS BMT Kiat Mandiri. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 56.7pt; mso-add-space: auto; mso-list: l67 level1 lfo31; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">2)<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Jika kerugian yang timbul akibat kebijakan yang telah diputuskan oleh rapat pengurus, maka semua anggota pengurus menanggung kerugian yang diderita KJKS BMT Kiat Mandiri. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 56.7pt; mso-add-space: auto; mso-list: l67 level1 lfo31; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">3)<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Jika kerugian yang timbul akibat hasil rapat anggota yang telah diputuskan pada saat rapat anggota tahunan, maka semua anggota KJKS BMT Kiat Mandiri menanggung kerugian yang diderita KJKS BMT Kiat Mandiri. </span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l107 level1 lfo28; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">2.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Tugas pokok masing-masing anggota pengurus ditetapkan dalam peraturan khusus yang disahkan dalam rapat pengurus. </span></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 17</span></b></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l32 level1 lfo32; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">1.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Setelah tahun buku KJKS BMT Kiat Mandiri ditutup, paling lambat 1 (satu) bulan sebelum Musyawarah Anggota Tahunan, pengurus menyusun laporan tahunan yang memuat antara lain : </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l30 level1 lfo33; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">a.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Keadaan organisasi dan usaha KJKS BMT Kiat Mandiri serta hasil usaha yang dapat dicapai </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l30 level1 lfo33; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">b.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Perhitungan yang terdiri dari neraca akhir tahun buku dan perhitungan laba/rugi tahun yang bersangkutan serta penjelasan atas dokumen tersebut. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l32 level1 lfo32; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">2.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Laporan tahunan harus ditanda tangani oleh semua anggota pengurus, apabila salah seorang anggota pengurus tidak bersedia menanda tangani laporan tahunan, yang bersangkutan harus memberikan penjelasan secara tertulis. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l32 level1 lfo32; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">3.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pengurus memastikan bahwa laporan kepada pemerintah tentang keadaan serta perkembangan organisasi dan usaha KJKS BMT Kiat Mandiri sekurang-kurangnya 3 (tiga) bulan sekali. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l32 level1 lfo32; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">4.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pengurus memastikan bahwa anggota mengetahui akibat pencatatan dalam daftar anggota. </span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l32 level1 lfo32; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">5.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pengurus harus berusaha agar pengawasan dan atau pemeriksaan yang dilakukan oleh pengawas akuntan publik dan pemerintah sebagaimana diatur dalam anggaran Dasar ini tidak dihambat oleh anggota pengurus maupun Pengelola / Direksi. </span></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 18</span></b></div><div class="MsoNoSpacing" style="line-height: 150%;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pengurus mempunyai hak dan wewenang : </span></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l39 level1 lfo34; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">a.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Dalam hal kepentingan untuk pengelolaan secara profesional, pengurus berwenang mengangkat dan memberhentikan Pengelola sesuai perkembangan KJKS BMT Kiat Mandiri dengan ketentuan sebagai berikut : </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l20 level1 lfo35; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">1.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Rencana pengangkatan Pengelola diajukan terlebih dahulu kepada Musyawarah anggota untuk mendapat persetujuan.</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l20 level1 lfo35; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">2.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Kegiatan yang dilaksanakan oleh Pengelola tidak mengurangi tanggung jawab pengurus. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l39 level1 lfo34; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">b.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Menggunakan fasilitas sarana maupun dana yang tersedia sesuai keputusan Musyawarah Anggota untuk kelancaran pelaksanaan tugasnya. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l39 level1 lfo34; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">c.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Memutuskan penerimaan dan penolakan calon anggota serta memberhentikan anggota sesuai dengan ketentuan Anggaran Dasar. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l39 level1 lfo34; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">d.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pengurus tidak berhak menerima gaji tetapi diberikan imbalan jasa dan sebagian sisa hasil usaha sesuai dengan keputusan Musyawarah Anggota. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l39 level1 lfo34; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">e.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Meminta jasa audit dan atau jasa lainnya kepada akuntan publik. </span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l39 level1 lfo34; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">f.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Melakukan semua upaya yang diperlukan untuk mengembangkan usaha KJKS BMT Kiat Mandiri. </span></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 19</span></b></div><div class="MsoNoSpacing" style="line-height: 115%; text-align: justify;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pengurus mengadakan rapat pengurus dengan Pengelola minimal 2 (dua) kali dalam sebulan antara lain untuk : </span></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l2 level1 lfo36; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">a.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Memantau kesehatan dan mengevaluasi pelaksanaan usaha yang dilakukan oleh Pengelola </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l2 level1 lfo36; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">b.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Memberi petunjuk dan pengarahan kepada Pengelola untuk meningkatkan kualitas pelayanan, manajemen kelembagaan dan citra KJKS BMT Kiat Mandiri. </span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l2 level1 lfo36; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">c.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Mengeluarkan surat keputusan dan atau instruksi melewati surat keputusan dan atau instruksi pengurus secara tertulis dan ditandatangani oleh ketua pengurus. </span></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 20</span></b></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l100 level1 lfo37; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">1.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Bilamana anggota pengurus berhenti sebelum masa jabatannya berakhir, rapat pengurus dapat mengangkat penggantiannya sampai dengan masa jabatan pengurus berakhir dengan cara sebagai berikut : </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l6 level1 lfo38; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">a.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Menunjuk salah seorang pengurus merangkap jabatannya anggota pengurus yang berhenti. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l6 level1 lfo38; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">b.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Mengangkat dari anggota yang memenuhi persyaratan untuk, menduduki jabatan anggota pengurus yang berhenti. </span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l100 level1 lfo37; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">2.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pengangkatan penggantian anggota pengurus yang berhenti sebagaimana dimaksud dalam ayat 1 (satu) harus dipertanggung jawabkan oleh pengurus dan disahkan dalam Musyawarah Anggota berikutnya. </span></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 21</span></b></div><div class="MsoNoSpacing" style="line-height: 150%;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pengurus setiap waktu dapat diberhentikan oleh Musyawarah anggota apabila : </span></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l13 level1 lfo39; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">a.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Melakukan kecurangan yang menimbulkan .kerugian bagi KJKS BMT Kiat Mandiri dan atau Anggotanya. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l13 level1 lfo39; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">b.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Melanggar ketentuan Syari’ah berdasarkan keputusan Dewan Syari’ah Nasional dan atau Pengawas Syari’ah atau tidak mentaati Undang-undang per-KJKS-an dan pelaksanaannya, Anggaran Dasar, Anggaran Rumah Tangga, dan keputusan Musyawarah Anggota. </span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l13 level1 lfo39; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">c.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Sikap dan tindakannya merugikan KJKS BMT Kiat Mandiri.</span></div><div align="center" class="MsoNoSpacing" style="line-height: 115%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">BAB VIII</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 115%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">PENGAWAS DAN MANAJEMEN</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 22</span></b></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l28 level1 lfo40; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">1.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pengawas KJKS BMT Kiat Mandiri dipilih dari dan oleh anggota dalam Musyawarah anggota.</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l28 level1 lfo40; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">2.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pemilihan pengawas dilakukan dengan cara musyawarah dan tata cara pemilihannya diatur dalam Anggaran Rumah Tangga (ART) </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l28 level1 lfo40; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">3.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Yang dapat dipilih menjadi pengawas adalah anggota yang memenuhi syarat sebagai berikut :</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 42.55pt; mso-add-space: auto; mso-list: l38 level1 lfo41; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">a.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Bertaqwa kepada Allah SWT </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 42.55pt; mso-add-space: auto; mso-list: l38 level1 lfo41; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">b.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Memiliki sifat adil dan jujur berakhlaq karimah serta cakap untuk mengemban amanah sebagai pengawas KJKS BMT Kiat Mandiri</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 42.55pt; mso-add-space: auto; mso-list: l38 level1 lfo41; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">c.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Sudah menjadi anggota KJKS BMT Kiat Mandiri minimal 2 tahun serta memperlihatkan loyalitas dan disiplin yang tinggi dalam mengembangkan KJKS BMT Kiat Mandiri. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 42.55pt; mso-add-space: auto; mso-list: l38 level1 lfo41; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">d.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Tidak menjadi anggota organisasi yang dilarang pemerintah </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 42.55pt; mso-add-space: auto; mso-list: l38 level1 lfo41; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">e.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Tidak pernah dihukum akibat melakukan perbuatan tercela </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l28 level1 lfo40; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">4.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pengawas dipilih untuk masa jabatan 3 (Tiga) tahun dan anggota pengawas yang masa jabatannya berakhir dapat dipilih kembali. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l28 level1 lfo40; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">5.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pengawas sekurang - kurangnya berjumlah 3 (Tiga) orang </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l28 level1 lfo40; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">6.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Nama dan susunan pengawas harus dicatat dalam buku daftar pengawas. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l28 level1 lfo40; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">7.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Sebelum memangku jabatannya anggota pengawas harus mengucapkan sumpah/janji dihadapan musyawarah anggota. Yang tata cara dan pengaturannya diatur dalam Anggaran Rumah Tangga. </span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l28 level1 lfo40; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">8.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pengawas tidak menerima gaji akan tetapi menerima imbalan jasa dan bagi hasil usaha sesuai keputusan hasil musyawarah anggota. </span></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; mso-outline-level: 1; text-align: center;"><br />
</div><div align="center" class="MsoNoSpacing" style="line-height: 150%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 23</span></b></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l1 level1 lfo42; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">1.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pengawas bertugas untuk : </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 42.55pt; mso-add-space: auto; mso-list: l70 level1 lfo43; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">a.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Melakukan pengawasan terhadap pelaksanaan kebijakan dan pengelolaan KJKS BMT Kiat Mandiri setiap 3 (tiga) bulan sekali atau minimum 6 (enam) bulan sekali. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 42.55pt; mso-add-space: auto; mso-list: l70 level1 lfo43; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">b.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Membuat laporan tertulis tentang hasil pengawasan disampaikan kepada pengurus, musyawarah anggota dan pemerintah. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 42.55pt; mso-add-space: auto; mso-list: l70 level1 lfo43; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">c.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Memastikan bahwa seluruh mekanisme dan pelayanan KJKS BMT Kiat Mandiri sesuai dengan syariah. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l1 level1 lfo42; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">2.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Dalam hal pengawasan keuangan, pengawas dapat menggunakan kantor akuntan publik dengan persetujuan pengurus. </span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l1 level1 lfo42; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">3.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Biaya jasa audit ditanggung oleh KJKS BMT Kiat Mandiri dan dianggarkan dalam rencana anggaran pendapatan dan belanja (RAPB) KJKS BMT Kiat Mandiri. </span></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 24</span></b></div><div class="MsoNoSpacing" style="line-height: 115%;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pengawas berwenang untuk :</span></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l90 level1 lfo44; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">a.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Meneliti catatan, berkas, pembukuan uang dan barang serta bukti-bukti lainnya yang ada pada KJKS BMT Kiat Mandiri </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l90 level1 lfo44; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">b.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Mendapatkan segala keterangan yang dibutuhkan. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l90 level1 lfo44; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">c.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Memberikan koreksi saran dan peringatan kepada pengurus. </span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l90 level1 lfo44; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">d.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Menggunakan fasilitas dan dana yang tersedia untuk kelancaran tugasnya. </span></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 25</span></b></div><div class="MsoNormal" style="text-align: justify;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Kecuali kepada pengurus dan musyawarah anggota, Pengawas dan mereka yang melakukan pemeriksaan atas KJKS BMT Kiat Mandiri harus merahasiakan hasil pemeriksaan. </span></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 26</span></b></div><div class="MsoNormal" style="text-align: justify;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pengawas berkewajiban membantu pengurus dalam memberikan penjelasan tentang keadaan KJKS BMT Kiat Mandiri di dalam maupun di luar Musyawarah Anggota. </span></div><div align="center" class="MsoNoSpacing" style="line-height: 115%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">BAB IX</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 115%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">MANAJEMEN DAN KARYAWAN</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 27</span></b></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l99 level1 lfo45; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">1.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Yang dimaksud dengan Pengelola adalah Direksi yang dapat dikategorikan sebagai manajemen pada KJKS BMT Kiat Mandiri Pengelola diangkat dan diberhentikan oleh Pengurus KJKS BMT Kiat Mandiri. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l99 level1 lfo45; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">2.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pengelola diberikan wewenang dan kuasa untuk mengelola unit-unit usaha KJKS BMT Kiat Mandiri. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l99 level1 lfo45; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">3.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Rencana pengangkatan tersebut ayat 2 (dua) diajukan dalam musyawarah Anggota untuk mendapatkan persetujuan. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l99 level1 lfo45; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">4.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Hubungan antara Pengurus dan Pengelola/Direksi tersebut pada ayat 2 (dua) merupakan hubungan kerja atas dasar perikatan. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l99 level1 lfo45; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">5.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Hubungan kerja, wewenang dan tanggung jawab serta persyaratan pengangkatan Pengelola diatur dalam Anggaran Rumah Tangga dan surat perjanjian kontrak kerja. </span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l99 level1 lfo45; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">6.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pengelola berhak mengangkat karyawan dan staf dengan sepengetahuan Pengurus KJKS BMT Kiat Mandiri.</span></div><div align="center" class="MsoNoSpacing" style="line-height: 115%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">BAB X</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 115%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">P E M B U K U A N</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 28</span></b></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l87 level1 lfo46; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">1.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">KJKS BMT Kiat Mandiri wajib menyelenggarakan Pembukuan tentang badan usahanya. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l87 level1 lfo46; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">2.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Tahun buku KJKS BMT Kiat Mandiri Mulai 1 Januari sampai dengan 31 Desember. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l87 level1 lfo46; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">3.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">KJKS BMT Kiat Mandiri Wajib pada setiap tutup tahun buku mengadakan perhitungan Hasil Usaha dan membuat laporan keuangan. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l87 level1 lfo46; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">4.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Laporan keuangan yang dimaksud dalam ayat 3 (Tiga) harus ditanda tangani oleh semua Anggota Pengurus. </span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l87 level1 lfo46; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">5.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pengurus dapat mengadakan kebijakan sistem administrasi pembukuan KJKS BMT Kiat Mandiri sesuai dengan ketentuan yang berlaku. </span></div><div align="center" class="MsoNoSpacing" style="line-height: 115%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">BAB XI</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 115%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">KEADAAN KJKS TIDAK DIRAHASIAKAN</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 29</span></b></div><div class="MsoNoSpacing" style="line-height: 115%;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pada waktu kantor dibuka, maka pengurus harus memberi kesempatan kepada : </span></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l44 level1 lfo47; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">a.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Setiap orang yang berkepentingan untuk menelaah Akta Pendirian KJKS BMT Kiat Mandiri dan Akta perubahan tanpa biaya dan untuk mendapatkan salinan atau petikan dengan membayar ongkos menyalin seperlunya. </span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l44 level1 lfo47; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">b.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Setiap anggota dan pejabat Instansi yang berwenang dapat menelaah ditempat yaitu : buku, catatan-catatan dan perhitungan keuangan serta laporan pemeriksaan tanpa biaya dan untuk mendapatkan salinan atau petikannya dengan membayar ongkos menyalin seperlunya. </span></div><div align="center" class="MsoNoSpacing" style="line-height: 115%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">BAB XII</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 115%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">DANA USAHA</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 30</span></b></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l79 level1 lfo48; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">1.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Yang dimaksud dana usaha adalah dana-dana yang bersumber dari dan diusahakan oleh KJKS BMT Kiat Mandiri</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l79 level1 lfo48; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">2.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Modal sendiri dapat berasal dari : </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l73 level1 lfo49; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">a.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Simpanan Pokok </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l73 level1 lfo49; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">b.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Simpanan Wajib </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l73 level1 lfo49; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">c.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Cadangan</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l73 level1 lfo49; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">d.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Hibah (Sumbangan /Donasi) yang tidak mengikat </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l79 level1 lfo48; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">3.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Modal penyertaan dapat berasal dari : </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l19 level1 lfo50; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">a.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Anggota</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l19 level1 lfo50; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">b.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">KJKS </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l19 level1 lfo50; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">c.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Bank dan lembaga keuangan lainnya </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l19 level1 lfo50; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">d.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Sumber-Sumber keuangan lainnya </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l79 level1 lfo48; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">4.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Dana Amanah dapat berupa : </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l98 level1 lfo51; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">a.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Simpanan sukarela anggota </span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l98 level1 lfo51; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">b.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Dana Amanah pihak ketiga (Perorangan atau Lembaga) </span></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 31</span></b></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l23 level1 lfo52; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">1.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Setiap Anggota harus menyetorkan dan menyimpan pada KJKS BMT Kiat Mandiri simpanan pokok sebesar Rp. 2.000.000 (Dua Juta rupiah) </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l23 level1 lfo52; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">2.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Uang simpanan pokok harus dibayar sekaligus akan tetapi pengurus dapat mengizinkan anggota untuk membayar dalam waktu selama-lamanya 12 ( Dua belas ) kali angsuran selama tahun pertama.</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l23 level1 lfo52; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">3.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Setiap anggota harus menyetorkan dan menyimpan pada KJKS BMT Kiat Mandiri simpanan wajib dan simpanan lainnya yang besarnya ditetapkan dalam Musyawarah Anggota. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l23 level1 lfo52; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">4.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pada waktu keanggotaan berakhir, Simpanan pokok dan simpanan wajib merupakan suatu tagihan atas KJKS BMT Kiat Mandiri sebesar jumlahnya secara komulatif setelah dikurangi dengan bagian tanggungan kerugian. </span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l23 level1 lfo52; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">5.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Uang simpanan dalam bentuk atau jenis lainnya selain simpanan pokok dan simpanan wajib dapat diminta kembali oleh anggota selama masih menjadi anggota. Persyaratan dan tata caranya diatur dalam Anggaran Rumah Tangga dan peraturan khusus. </span></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 32</span></b></div><div class="MsoNoSpacing" style="line-height: 115%; text-align: justify;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Apabila keanggotaan berakhir sebagaimana diatur dalam pasal 5 ayat (6) maka uang simpanan pokok dan simpanan wajib setelah dipotong bagian tanggungan yang ditetapkan, dikembalikan kepada anggota. Hal-hal mengenai persyaratan dan tata cara pengembaliannya diatur dalam Anggaran Rumah Tangga. </span></div><div class="MsoNoSpacing" style="line-height: 115%; text-align: justify;"><br />
</div><div align="center" class="MsoNoSpacing" style="line-height: 115%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">BAB XIII</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 115%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">SISA HASIL USAHA</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 33</span></b></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l63 level1 lfo53; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">1.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Sisa Hasil Usaha (SHU) KJKS BMT Kiat Mandiri merupakan pendapatan yang diperoleh dalam 1 (satu) tahun buku dikurangi dengan biaya, penyusutan dan kewajiban lainnya termasuk pajak dalam tahun buku yang bersangkutan. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l63 level1 lfo53; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">2.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Sisa Hasil Usaha yang diperoleh setelah dikurangi zakat sebesar 2,5% pembagiannya diatur sebagai berikut : </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l56 level1 lfo54; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">a.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">20 % cadangan modal</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l56 level1 lfo54; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">b.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">60 % anggota sebanding dengan jasa usahanya terhadap KJKS BMT Kiat Mandiri dan atau sesuai dengan partisipasi dalam permodalan </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l56 level1 lfo54; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">c.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">5 % Pengelola / Direksi </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l56 level1 lfo54; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">d.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">10 % Pengurus / Pengawas </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l56 level1 lfo54; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">e.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">5 % Dana pendidikan dan Pelatihan karyawan</span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l63 level1 lfo53; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">3.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pembagian dan prosentasi sebagaimana dimaksud ayat 2 dapat diubah sesuai keputusan Musyawarah Anggota. </span></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 34</span></b></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l24 level1 lfo55; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">1.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Cadangan adalah kekayaan KJKS BMT Kiat Mandiri yang diperuntukan guna menutup kerugian KJKS BMT Kiat Mandiri sehingga tidak boleh dibagikan kepada Anggota. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l24 level1 lfo55; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">2.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Penggunaan untuk menutupi kerugian KJKS BMT Kiat Mandiri harus berdasarkan keputusan Musyawarah Anggota.</span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l24 level1 lfo55; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">3.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Musyawarah Anggota dapat memutuskan untuk mempergunakan setinggi tingginya 75 % dari jumlah cadangan harus disimpan pada Bank Syariah atau Bank Pemerintah dalam bentuk Tabungan atau Giro. </span></div><div align="center" class="MsoNoSpacing" style="line-height: 115%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">BAB XIV</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 115%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">TANGGUNGAN ANGGOTA</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 35</span></b></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l45 level1 lfo56; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">1.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Apabila KJKS BMT Kiat Mandiri dibubarkan dan pada penyelesaiannya ternyata kekayaan KJKS BMT Kiat Mandiri tidak mencukupi untuk melunasi segala perjanjian dan kewajibannya, maka seluruh anggota diwajibkan menanggung kerugian masing-masing terbatas pada simpanan pokok dan simpanan Wajib yang telah disetor oleh anggota yang bersangkutan kepada KJKS BMT Kiat Mandiri serta Modal Penyerta yang dimilikinya. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l45 level1 lfo56; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">2.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Anggota yang telah berhenti dari KJKS BMT Kiat Mandiri, tidak menanggung kerugian dari usaha yang tidak turut diputuskan setelah keluar dari KJKS BMT Kiat Mandiri, sepanjang belum melewati jangka waktu 12 (dua belas) bulan. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l45 level1 lfo56; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">3.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Kerugian KJKS BMT Kiat Mandiri pada akhir suatu tahun buku ditutup dengan cadangan. </span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l45 level1 lfo56; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">4.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Bilamana kerugian yang dimaksud pada ayat (3) tidak dapat dipenuhi, maka Musyawarah Anggota dapat memutuskan untuk membebankan bagian kerugian dengan Sisa Hasil Usaha (SHU) tahun-tahun sebelumnya apabila kerugian yang terjadi bukan disebabkan kelalaian Pengurus.</span></div><div align="center" class="MsoNoSpacing" style="line-height: 115%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">BAB XV</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 115%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">PEMBUBARAN DAN PENYELESAIAN</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 36</span></b></div><div class="MsoNormal" style="text-align: justify;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pembubaran dan atau penutupan KJKS BMT Kiat Mandiri dapat dilakukan berdasarkan Keputusan Musyawarah Anggota dan atau Keputusan Pemerintah </span></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 37</span></b></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l33 level1 lfo57; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">1.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pembubaran KJKS BMT Kiat Mandiri atas Keputusan Musyawarah Anggota dilakukan melalui Musyawarah Anggota Luar Biasa sebagaimana diatur dalam pasal 11 dan pasal 12. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l33 level1 lfo57; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">2.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pembubaran KJKS BMT Kiat Mandiri berdasarkan keputusan Musyawarah Anggota didasarkan karena : </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l91 level1 lfo58; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">a.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Jangka waktu berdiri KJKS BMT Kiat Mandiri telah berakhir </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l91 level1 lfo58; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">b.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Keberatan dan kegiatan usaha KJKS BMT Kiat Mandiri tidak lagi diharapkan </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l33 level1 lfo57; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">3.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Keputusan pembubaran KJKS BMT Kiat Mandiri atas keputusan Musyawarah Anggota harus diberitahukan secara tertulis oleh kuasa keputusan Musyawah Anggota kepada kreditur dan Pemerintah. </span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l33 level1 lfo57; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">4.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Selama pemberitahuan keputusan pembubaran KJKS BMT Kiat Mandiri belum diterima oleh Kreditur, maka pembubaran dan atau KJKS BMT Kiat Mandiri belum berlaku baginya. </span></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 38</span></b></div><div class="MsoNoSpacing" style="line-height: 115%; text-align: justify;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Keputusan pembubaran KJKS BMT Kiat Mandiri dan atau penutupan Unit Jasa Keuangan Syariah oleh Pemerintah dilakukan apabila : </span></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l55 level1 lfo59; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">a.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Terdapat bukti-bukti bahwa pembubaran KJKS BMT Kiat Mandiri tidak memenuhi ketentuan Undang-Undang Per-KJKS-an serta peraturan-peraturan pelaksanaannya dan atau tidak melaksanakan ketentuan dalam Anggaran Dasarnya atau, </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l55 level1 lfo59; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">b.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Kegiatannya bertentangan dengan ketertiban umum dan atau kesusilaan yang dinyatakan berdasarkan keputusan pengadilan yang telah berkekuatan hukun yang pasti atau, </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l55 level1 lfo59; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">c.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">KJKS BMT Kiat Mandiri dinyatakan pailit berdasarkan keputusan pengadilan yang telah mempunyai kekuatan hukum yang pasti atau, </span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l55 level1 lfo59; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">d.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Kelangsungan hidupnya tidak dapat lagi diharapkan dan atau tidak melakukan kegiatan usahanya secara nyata selama 2 (dua) tahun berturut-turut terhitung sejak tanggal pengesahan Akta Pendirian/Akta Perubahan Anggaran Dasar KJKS BMT Kiat Mandiri. </span></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; mso-outline-level: 1; text-align: center;"><br />
</div><div align="center" class="MsoNoSpacing" style="line-height: 150%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 39</span></b></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l50 level1 lfo60; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">1.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Penyelesai mempunyai hak, kewajiban dan wewenang antara lain : </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 42.55pt; mso-add-space: auto; mso-list: l12 level1 lfo61; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">a.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Melakukan segala perbuatan hukum untuk dan atas nama KJKS BMT Kiat Mandiri dalam penyelesaian. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 42.55pt; mso-add-space: auto; mso-list: l12 level1 lfo61; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">b.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Mengumpulkan segala keterangan yang diperlukan. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 42.55pt; mso-add-space: auto; mso-list: l12 level1 lfo61; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">c.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Memanggil anggota dan bekas anggota tertentu, pengurus dan pengawas baik secara sendiri-sendiri maupun bersama-sama. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 42.55pt; mso-add-space: auto; mso-list: l12 level1 lfo61; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">d.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Memperoleh, memeriksa dan menggunakan catatan-catatan serta arsip KJKS BMT Kiat Mandiri. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 42.55pt; mso-add-space: auto; mso-list: l12 level1 lfo61; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">e.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Menetapkan dan melaksanakan segala kewajiban pembayaran yang didahulukan dari hutang lainnya. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 42.55pt; mso-add-space: auto; mso-list: l12 level1 lfo61; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">f.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Menggunakan sisa kekayaan KJKS untuk menyelesaikan kewajiban KJKS BMT Kiat Mandiri </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 42.55pt; mso-add-space: auto; mso-list: l12 level1 lfo61; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">g.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Membagikan sisa hasil penyelesaian kepada anggota </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l50 level1 lfo60; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">2.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Dalam masa penyelesaian, kewajiban pembayaran KJKS BMT Kiat Mandiri yang harus didahulukan berdasarkan urutan sebagai berikut : </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l69 level1 lfo62; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">a.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Gaji pegawai yang terutang </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l69 level1 lfo62; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">b.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Biaya perkara di pengadilan </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l69 level1 lfo62; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">c.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Biaya lelang </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l69 level1 lfo62; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">d.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Biaya KJKS BMT Kiat Mandiri </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l69 level1 lfo62; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">e.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Biaya kantor seperti listrik, air, telepon, sewa dan pemeliharaan gudang </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l69 level1 lfo62; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">f.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Menyimpan dan atau menabung yang pembayarannya dilakukan secara berimbang untuk setiap penyimpan atau penabung dalam jumlah yang ditetapkan oleh tim penyelesai berdasarkan persetujuan Menteri.</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l69 level1 lfo62; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">g.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Kreditur lainnya.</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l50 level1 lfo60; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">3.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Tim penyelesai wajib menyelesaikan tugasnya dalam jangka waktu yang ditetapkan dalam keputusan pembubaran KJKS BMT Kiat Mandiri </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l50 level1 lfo60; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">4.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Tim penyelesai membuat berita acara mengenai pelaksanaan tugasnya. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l50 level1 lfo60; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">5.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Biaya tim penyelesai berdasarkan keputusan Musyawarah Anggota dibebankan kepada KJKS BMT Kiat Mandiri yang besarnya sebanyak-banyaknya 5 % dari jumlah sisa penyelesaian. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l50 level1 lfo60; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">6.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Biaya tim penyelesai berdasarkan keputusan Pemerintah dibebankan pada Pemerintah. </span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l50 level1 lfo60; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">7.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Berita Acara hasil penyelesaian disampaikan kepada Pemerintah dengan diserahkan Berita Acara Penyelesaian Pembubaran KJKS BMT Kiat Mandiri, maka tugas tim penyelesai berakhir. </span></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 40</span></b></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l35 level1 lfo63; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">1.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pembubaran KJKS BMT Kiat Mandiri diumumkan oleh Pemerintah dalam Berita Acara Negara dan biaya untuk itu ditanggung oleh Pemerintah. </span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l35 level1 lfo63; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">2.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Status Badan Hukum KJKS BMT Kiat Mandiri dihapus sejak tanggal pengumuman pembubaran KJKS BMT Kiat Mandiri dalam Berita Negara.</span></div><div align="center" class="MsoNoSpacing" style="line-height: 115%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">BAB XVI</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 115%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">PEMBINAAN</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 41</span></b></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l9 level1 lfo64; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">1.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">KJKS BMT Kiat Mandiri berada dibawah pembinaan Pemerintah yang dilakukan oleh kuasa Menteri Negara Koperasi dan Usaha Kecil Menengah di Daerah Tinggkat I dan Daerah Tingkat II Kabupaten / Kotamadya. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l9 level1 lfo64; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">2.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pembinaan yang dimaksud dalam ayat (1) adalah dalam rangka memberikan bimbingan, kemudahan dan perlindungan kepada KJKS BMT Kiat Mandiri</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l9 level1 lfo64; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">3.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Terhadap Unit Jasa Keuangan Syariah, Pemerintah dalam pembinaannya mempunyai tugas sebagai berikut : </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l108 level1 lfo65; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">a.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Memantau perkembangan Unit Jasa Keuangan Syariah secara berkala melalui laporan keuangan </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l108 level1 lfo65; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">b.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Melakukan pemeriksaan secara menyeluruh baik menyangkut organisasi maupun usahanya </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l108 level1 lfo65; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">c.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Melakukan penilaian kesehatan Unit Jasa Keuangan Syariah </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l9 level1 lfo64; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">4.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pelaksanaan pembinaan oleh Pemerintah sebagaimana tersebut pada ayat (1) tidak dimaksudkan untuk ikut campur dalam urusan internal KJKS, akan tetapi untuk menciptakan dan mengembangkan iklim dan kondisi yang mendorong pertumbuhan dan pemasyarakatan, agar menjadi KJKS yang sehat, kuat, tangguh dan mandiri serta berakar pada masyarakat.</span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l9 level1 lfo64; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">5.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">KJKS BMT Kiat Mandiri apabila tidak memberikan kesempatan serta membantu kelancaran pemeriksa yang dilakukan Pemerintah sebagaimana yang diatur dalam ayat (3) dikenakan sanksi administratif oleh Pemerintah berupa penghentian sementara kegitan usahanya sampai dengan penutupan Unit Jasa Keuangan Syariah.</span></div><div align="center" class="MsoNoSpacing" style="line-height: 115%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">BAB XVII</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 115%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">SANKSI – SANKSI</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 42</span></b></div><div class="MsoNormal" style="text-align: justify;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Setiap anggota yang melanggar ketentuan sebagaimana diatur dalam Anggaran Dasar, Anggaran Rumah Tangga, Keputusan Musyawarah Anggota, Peraturan Khusus dan Peraturan lainnya yang berlaku dikenakan sanksi secara bertahap mulai dari peringatan pertama, kedua, ketiga, skorsing sampai pemberhentian dengan hormat. </span></div><div class="MsoNormal" style="text-align: justify;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Setiap anggota yang tidak melaksanakan kewajiban dalam transaksi usaha dan mencemarkan nama baik KJKS BMT Kiat Mandiri, dikenakan sanksi pemberhentian tidak dengan hormat. Musyawarah Anggota dapat memutuskan untuk memberhentikan Pengurus dan Pengawas, bila tidak melaksanakan sebagaimana yang diatur dalam Anggaran Dasar, Anggaran Rumah Tangga dan Peraturan lain yang berlaku. </span></div><div class="MsoNormal" style="text-align: justify;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pengelola / Direksi yang melanggar ketentuan kontrak kerjanya sehingga mengakibatkan kerugian bagi KJKS diberhentikan dan penyelesaian kewajiban atas kerugian yang diderita KJKS BMT Kiat Mandiri dilakukan secara musyawarah kekeluargaan. Sanksi-sanksi yang tersebut dalam ayat (1), (2) dan (3), tidak menutup kemungkinan adanya penuntutan oleh KJKS BMT Kiat Mandiri sesuai dengan hukum yang berlaku Sanksi yang belum diatur dalam Anggaran Dasar ini akan diatur kemudian dalam Anggaran Rumah Tangga.</span></div><div align="center" class="MsoNoSpacing" style="line-height: 115%; mso-outline-level: 1; text-align: center;"><br />
</div><div align="center" class="MsoNoSpacing" style="line-height: 115%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">BAB XVIII</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 115%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">ANGGARAN RUMAH TANGGA DAN PERATURAN KHUSUS</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 43</span></b></div><div class="MsoNormal" style="text-align: justify;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Musyawarah Anggota menetapkan Anggaran Rumah Tangga dan Peraturan Khusus yang memuat ketentuan pelaksanaan dalam Anggaran Dasar KJKS BMT KIAT MANDIRI serta hal-hal yang dianggap perlu dan tidak bertentangan dengan Anggaran Dasar ini. </span></div><div align="center" class="MsoNoSpacing" style="line-height: 115%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">BAB XIX</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 115%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">P E N U T U P</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 44</span></b></div><div class="MsoNoSpacing" style="line-height: 115%; text-align: justify;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Hal-hal yang belum diatur dalam Anggaran Dasar ini akan diatur lebih lanjut dalam Anggaran Rumah Tangga dan Peraturan Khusus yang tidak boleh bertentangan dengan Anggaran Dasar ini. </span></div><div class="MsoNoSpacing" style="line-height: 115%; text-align: justify;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Badan Usaha KJKS BMT Kiat Mandiri ini didirikan pada tanggal 12 Desember 2010 di Mesjid Al Huda Kp. Babakanbuah Desa Legok Kidul Kec. Paseh Kab. Sumedang, oleh kami selaku pendiri, yang nama, alamat dan pekerjaannya tersebut di bawah ini. </span></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 45</span></b></div><div class="MsoNormal" style="text-align: justify;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Anggaran Dasar ini disahkan oleh Rapat Anggota Pembentukan yang dilaksanakan di Desa Legok Kidul Kec. Paseh Kab. Sumedang pada Hari minggu tanggal 12 bulan Desember tahun 2010.</span></div><div align="center" class="MsoNoSpacing" style="line-height: 115%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Kuasa Pendiri</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pengurus KJKS BMT Kiat Mandiri</span></b></div><table border="1" cellpadding="0" cellspacing="0" class="MsoTableGrid" style="border-collapse: collapse; border: none; margin-left: 5.4pt; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-padding-alt: 0in 5.4pt 0in 5.4pt; mso-yfti-tbllook: 1184;"><tbody>
<tr style="mso-yfti-firstrow: yes; mso-yfti-irow: 0;"> <td style="border: solid black 1.0pt; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; padding: 0in 5.4pt 0in 5.4pt; width: 28.3pt;" valign="top" width="38"><div align="center" class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">No.</span></b></div></td> <td style="border-left: none; border: solid black 1.0pt; mso-border-alt: solid black .5pt; mso-border-left-alt: solid black .5pt; mso-border-left-themecolor: text1; mso-border-themecolor: text1; mso-border-themecolor: text1; padding: 0in 5.4pt 0in 5.4pt; width: 157.4pt;" valign="top" width="210"><div align="center" class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Nama</span></b></div></td> <td style="border-left: none; border: solid black 1.0pt; mso-border-alt: solid black .5pt; mso-border-left-alt: solid black .5pt; mso-border-left-themecolor: text1; mso-border-themecolor: text1; mso-border-themecolor: text1; padding: 0in 5.4pt 0in 5.4pt; width: 166.6pt;" valign="top" width="222"><div align="center" class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Jabatan</span></b></div></td> <td style="border-left: none; border: solid black 1.0pt; mso-border-alt: solid black .5pt; mso-border-left-alt: solid black .5pt; mso-border-left-themecolor: text1; mso-border-themecolor: text1; mso-border-themecolor: text1; padding: 0in 5.4pt 0in 5.4pt; width: 108.4pt;" valign="top" width="145"><div align="center" class="MsoNormal" style="line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0in; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Tanda Tangan</span></b></div></td> </tr>
<tr style="height: 27.05pt; mso-yfti-irow: 1;"> <td style="border-top: none; border: solid black 1.0pt; height: 27.05pt; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1; padding: 0in 5.4pt 0in 5.4pt; width: 28.3pt;" width="38"><div align="center" class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: center;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">1</span></div></td> <td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; height: 27.05pt; mso-border-alt: solid black .5pt; mso-border-bottom-themecolor: text1; mso-border-left-alt: solid black .5pt; mso-border-left-themecolor: text1; mso-border-right-themecolor: text1; mso-border-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1; padding: 0in 5.4pt 0in 5.4pt; width: 157.4pt;" width="210"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Mursina, S.E.</span></div></td> <td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; height: 27.05pt; mso-border-alt: solid black .5pt; mso-border-bottom-themecolor: text1; mso-border-left-alt: solid black .5pt; mso-border-left-themecolor: text1; mso-border-right-themecolor: text1; mso-border-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1; padding: 0in 5.4pt 0in 5.4pt; width: 166.6pt;" width="222"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Ketua</span></div></td> <td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; height: 27.05pt; mso-border-alt: solid black .5pt; mso-border-bottom-themecolor: text1; mso-border-left-alt: solid black .5pt; mso-border-left-themecolor: text1; mso-border-right-themecolor: text1; mso-border-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1; padding: 0in 5.4pt 0in 5.4pt; width: 108.4pt;" width="145"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;"><br />
</div></td> </tr>
<tr style="height: 28.15pt; mso-yfti-irow: 2;"> <td style="border-top: none; border: solid black 1.0pt; height: 28.15pt; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1; padding: 0in 5.4pt 0in 5.4pt; width: 28.3pt;" width="38"><div align="center" class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: center;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">2</span></div></td> <td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; height: 28.15pt; mso-border-alt: solid black .5pt; mso-border-bottom-themecolor: text1; mso-border-left-alt: solid black .5pt; mso-border-left-themecolor: text1; mso-border-right-themecolor: text1; mso-border-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1; padding: 0in 5.4pt 0in 5.4pt; width: 157.4pt;" width="210"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Zaenudin, S.E.</span></div></td> <td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; height: 28.15pt; mso-border-alt: solid black .5pt; mso-border-bottom-themecolor: text1; mso-border-left-alt: solid black .5pt; mso-border-left-themecolor: text1; mso-border-right-themecolor: text1; mso-border-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1; padding: 0in 5.4pt 0in 5.4pt; width: 166.6pt;" width="222"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Sekretaris</span></div></td> <td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; height: 28.15pt; mso-border-alt: solid black .5pt; mso-border-bottom-themecolor: text1; mso-border-left-alt: solid black .5pt; mso-border-left-themecolor: text1; mso-border-right-themecolor: text1; mso-border-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1; padding: 0in 5.4pt 0in 5.4pt; width: 108.4pt;" width="145"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;"><br />
</div></td> </tr>
<tr style="height: 27.85pt; mso-yfti-irow: 3; mso-yfti-lastrow: yes;"> <td style="border-top: none; border: solid black 1.0pt; height: 27.85pt; mso-border-alt: solid black .5pt; mso-border-themecolor: text1; mso-border-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1; padding: 0in 5.4pt 0in 5.4pt; width: 28.3pt;" width="38"><div align="center" class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; text-align: center;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">3</span></div></td> <td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; height: 27.85pt; mso-border-alt: solid black .5pt; mso-border-bottom-themecolor: text1; mso-border-left-alt: solid black .5pt; mso-border-left-themecolor: text1; mso-border-right-themecolor: text1; mso-border-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1; padding: 0in 5.4pt 0in 5.4pt; width: 157.4pt;" width="210"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Arief Risnandar, S.E.</span></div></td> <td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; height: 27.85pt; mso-border-alt: solid black .5pt; mso-border-bottom-themecolor: text1; mso-border-left-alt: solid black .5pt; mso-border-left-themecolor: text1; mso-border-right-themecolor: text1; mso-border-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1; padding: 0in 5.4pt 0in 5.4pt; width: 166.6pt;" width="222"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Bendahara</span></div></td> <td style="border-bottom: solid black 1.0pt; border-left: none; border-right: solid black 1.0pt; border-top: none; height: 27.85pt; mso-border-alt: solid black .5pt; mso-border-bottom-themecolor: text1; mso-border-left-alt: solid black .5pt; mso-border-left-themecolor: text1; mso-border-right-themecolor: text1; mso-border-themecolor: text1; mso-border-top-alt: solid black .5pt; mso-border-top-themecolor: text1; padding: 0in 5.4pt 0in 5.4pt; width: 108.4pt;" width="145"><div class="MsoNormal" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in;"><br />
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</div><div align="center" class="MsoNoSpacing" style="line-height: 150%; mso-outline-level: 1; text-align: center;"><br />
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</div><div align="center" class="MsoNoSpacing" style="line-height: 150%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">DAFTAR NAMA PENDIRI</span></b></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; mso-list: l34 level1 lfo66; tab-stops: 85.05pt; text-indent: -21.3pt;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">1.<span style="font: 7pt "Times New Roman";"> </span></span></b><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Nama : Zaenudin, S.E.</span></b></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; tab-stops: 85.05pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">TTL : Sumedang, 09 April 1978</span></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; tab-stops: 85.05pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Alamat : Dsn. Sukaasih Rt. 01 Rw. 07 Desa Legok Kaler Kec. Paseh Kab. Sumedang</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Pekerjaan : Pegawai Swasta</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">No. KTP : 10.1713.090478.0004</span></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; mso-list: l34 level1 lfo66; tab-stops: 85.05pt; text-indent: -21.3pt;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">2.<span style="font: 7pt "Times New Roman";"> </span></span></b><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Nama : M. Khambali</span></b></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; tab-stops: 85.05pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">TTL : Boyolali, 07 Juli 1950</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Alamat : Jl. Cemara VIII No. 58 B RT. 03/01 Kel. Pasteur Kec. Sukajadi</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Pekerjaan : Pensiunan</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">No. KTP : 1050020707503003</span></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; mso-list: l34 level1 lfo66; tab-stops: 85.05pt; text-indent: -21.3pt;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">3.<span style="font: 7pt "Times New Roman";"> </span></span></b><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Nama : Endang Murtiningsih</span></b></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; tab-stops: 85.05pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">TTL : Semarang, 07 Mei 1057</span></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; tab-stops: 85.05pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Alamat : Jl. Cemara VIII No. 58 B RT. 03/01 Kel. Pasteur Kec. Sukajadi</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Pekerjaan : Ibu Rumah Tangga</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">No. KTP : 1050024705573003</span></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; mso-list: l34 level1 lfo66; tab-stops: 85.05pt; text-indent: -21.3pt;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">4.<span style="font: 7pt "Times New Roman";"> </span></span></b><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Nama : Andrew Jalu Bramantya</span></b></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; tab-stops: 85.05pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">TTL : Palembang, 31 Agustus 1986</span></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; tab-stops: 85.05pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Alamat : Jl. Cemara VIII No. 58 B RT. 03/01 Kel. Pasteur Kec. Sukajadi</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Pekerjaan : Pelajar/Mahasiswa</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">No. KTP : 1050023108863002</span></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; mso-list: l34 level1 lfo66; tab-stops: 85.05pt; text-indent: -21.3pt;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">5.<span style="font: 7pt "Times New Roman";"> </span></span></b><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Nama : Edo Jalu Bramantya</span></b></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; tab-stops: 85.05pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">TTL : Palembang, 31 Agustus 1986</span></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; tab-stops: 85.05pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Alamat : Jl. Cemara VIII No. 58 B RT. 03/01 Kel. Pasteur Kec. Sukajadi</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Pekerjaan : Pelajar / Mahasiswa</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">No. KTP : 1050023108863002</span></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; mso-list: l34 level1 lfo66; tab-stops: 85.05pt; text-indent: -21.3pt;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">6.<span style="font: 7pt "Times New Roman";"> </span></span></b><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Nama : Nurul Shakuntala Murti</span></b></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; tab-stops: 85.05pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">TTL : Jakarta, 06-12-1980</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Alamat : Jl. Cemara VIII No. 58 B RT. 03/01 Kel. Pasteur Kec. Sukajadi</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Pekerjaan : Ibu Rumah Tangga</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">No. KTP : 1050024612803004</span></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; mso-list: l34 level1 lfo66; tab-stops: 85.05pt; text-indent: -21.3pt;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">7.<span style="font: 7pt "Times New Roman";"> </span></span></b><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Nama : Narendra A. Reza</span></b></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; tab-stops: 85.05pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">TTL : Jakarta, 10-08-1983</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Alamat : Jl. Cemara VIII No. 58 B RT. 03/01 Kel. Pasteur Kec. Sukajadi</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Pekerjaan : Wiraswasta</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">No. KTP : 1050021008833001</span></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; mso-list: l34 level1 lfo66; tab-stops: 85.05pt; text-indent: -21.3pt;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">8.<span style="font: 7pt "Times New Roman";"> </span></span></b><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Nama : Arief Risnandar, S.E.</span></b></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; tab-stops: 85.05pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">TTL : Majalengka, 06 September 1978</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Alamat : Blok Anjun RT. 03 /11 Desa Kadipaten Kec. Kadipaten Kab. Majalengka</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Pekerjaan : Wiraswasta</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">No. KTP : 32.1013.0609780001</span></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; mso-list: l34 level1 lfo66; tab-stops: 85.05pt; text-indent: -21.3pt;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">9.<span style="font: 7pt "Times New Roman";"> </span></span></b><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Nama : Mursina, S.E.</span></b></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; tab-stops: 85.05pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">TTL : Gunung Kidul, 04 Februari 1976</span></div><div class="MsoNoSpacing" style="margin-left: 85.05pt; tab-stops: 85.05pt; text-indent: -63.75pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Alamat : Depok Rt. 04 Rw. 02 Desa Tanjungmekar Kec. Tanjungkerta Kab. Sumedang</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Pekerjaan : Pegawai Swasta</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">No. KTP : 32.1120.040276.0006</span></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; mso-list: l34 level1 lfo66; tab-stops: 85.05pt; text-indent: -21.3pt;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">10.<span style="font: 7pt "Times New Roman";"> </span></span></b><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Nama : Anita Reny, S.E.</span></b></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; tab-stops: 85.05pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">TTL : Sumedang, 29 Nopember 1976</span></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; tab-stops: 85.05pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Alamat : Dsn. Sukaasih Rt. 01 Rw. 07 Desa Legok Kaler Kec. Paseh Kab. Sumedang</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Pekerjaan : Pegawai Swasta</span></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; tab-stops: 85.05pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">No. KTP : 10.1713.291176.0001</span></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; mso-list: l34 level1 lfo66; tab-stops: 85.05pt; text-indent: -21.3pt;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">11.<span style="font: 7pt "Times New Roman";"> </span></span></b><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Nama : Siti Saidah Astuti, S.E.</span></b></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; tab-stops: 85.05pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">TTL : Sumedang, 20 Oktober 1977</span></div><div class="MsoNoSpacing" style="margin-left: 85.05pt; tab-stops: 85.05pt; text-indent: -63.75pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Alamat : Depok Rt. 04 Rw. 02 Desa Tanjungmekar Kec. Tanjungkerta Kab. Sumedang</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Pekerjaan : Pegawai Swasta</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">No. KTP : 10.1704.601077.0002</span></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; mso-list: l34 level1 lfo66; tab-stops: 85.05pt; text-indent: -21.3pt;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">12.<span style="font: 7pt "Times New Roman";"> </span></span></b><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Nama : Pipiet Maya Safitri, S.Pd</span></b></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; tab-stops: 85.05pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">TTL : Majalengka, 13 Mei 1983</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Alamat : Blok Anjun RT. 03 /11 Desa Kadipaten Kec. Kadipaten Kab. Majalengka</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Pekerjaan : PNS</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">No. KTP : 3210135305830021</span></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; mso-list: l34 level1 lfo66; tab-stops: 85.05pt; text-indent: -21.3pt;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">13.<span style="font: 7pt "Times New Roman";"> </span></span></b><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Nama : Damu</span></b></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; tab-stops: 85.05pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">TTL : Sumedang, </span></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; tab-stops: 85.05pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Alamat : Dsn. Sukaasih Rt. 01 Rw. 07 Desa Legok Kaler Kec. Paseh Kab. Sumedang</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Pekerjaan : Wiraswasta</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">No. KTP : </span></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; mso-list: l34 level1 lfo66; tab-stops: 85.05pt; text-indent: -21.3pt;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">14.<span style="font: 7pt "Times New Roman";"> </span></span></b><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Nama : H. Oce</span></b></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; tab-stops: 85.05pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">TTL : Sumedang, </span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Alamat : Dsn.Sukaasih Rt. 01 Rw. 07 Desa Leok Kaler Kec Paseh Kab. Sumedang</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Pekerjaan : Wiraswasta</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">No. KTP : </span></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; mso-list: l34 level1 lfo66; tab-stops: 85.05pt; text-indent: -21.3pt;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">15.<span style="font: 7pt "Times New Roman";"> </span></span></b><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Nama : Fajar Sanjaya, S.Pd.I</span></b></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; tab-stops: 85.05pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">TTL : Majalengka, 22 April 1979</span></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; tab-stops: 85.05pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Alamat : Blok Selasa RT. 05/03 Desa Jatiraga Kec. Jati Tujuh Kab. Majalengka </span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Pekerjaan : Honorer</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">No. KTP : 3210162204790061</span></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; mso-list: l34 level1 lfo66; tab-stops: 85.05pt; text-indent: -21.3pt;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">16.<span style="font: 7pt "Times New Roman";"> </span></span></b><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Nama : Adam Yusana</span></b></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; tab-stops: 85.05pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">TTL : Jakarta, 16 Juni 1978</span></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; tab-stops: 85.05pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Alamat : Blok Senin RT. 01/03 Ds. Bantarwaru Kec. Ligung Kab. Majalengka</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Pekerjaan : Wiraswasta</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">No. KTP : 3210161506780061</span></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; mso-list: l34 level1 lfo66; tab-stops: 85.05pt; text-indent: -21.3pt;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">17.<span style="font: 7pt "Times New Roman";"> </span></span></b><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Nama : Kasmita</span></b></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; tab-stops: 85.05pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">TTL : Majalengka, 16 Oktober 1977</span></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; tab-stops: 85.05pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Alamat : Jl. Emen Slamet Gg. Mesjid No. 75 RT. 02/03 Desa Majalengka Kulon</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Pekerjaan : Pegawai Swasta</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">No. KTP : 3210071610770001</span></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; mso-list: l34 level1 lfo66; tab-stops: 85.05pt; text-indent: -21.3pt;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">18.<span style="font: 7pt "Times New Roman";"> </span></span></b><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Nama : Nia Nurdiani</span></b></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; tab-stops: 85.05pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">TTL : Majalengka, 11 Maret 1985</span></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; tab-stops: 85.05pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Alamat : Jl. Emen Slamet Gg. Mesjid No. 75 RT. 02/03 Desa Majalengka Kulon</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Pekerjaan : Ibu Rumah Tangga</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">No. KTP : 3210075103850041</span></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; mso-list: l34 level1 lfo66; tab-stops: 85.05pt; text-indent: -21.3pt;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">19.<span style="font: 7pt "Times New Roman";"> </span></span></b><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Nama : H. Didi Humaedi</span></b></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; tab-stops: 85.05pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">TTL : Majalengka, 27 Agustus 1950</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Alamat : Blok Anjun RT. 03/11 Desa Kadipaten Kec. Kadipaten Kab. Sumedang</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Pekerjaan : Wiraswasta</span></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; tab-stops: 85.05pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">No. KTP : 3210132708500021</span></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; mso-list: l34 level1 lfo66; tab-stops: 85.05pt; text-indent: -21.3pt;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">20.<span style="font: 7pt "Times New Roman";"> </span></span></b><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Nama : Ida Siti Fatimah, S.Pd.I</span></b></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; tab-stops: 85.05pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">TTL : Sumedang, 03 Mei 1985</span></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; tab-stops: 85.05pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Alamat : Dsn.Sukaasih Rt. 01 Rw. 07 Desa Leok Kaler Kec Paseh Kab. Sumedang</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Pekerjaan : Guru</span></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; tab-stops: 85.05pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">No. KTP : 10.1713.430585.0001</span></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; mso-list: l34 level1 lfo66; tab-stops: 85.05pt; text-indent: -21.3pt;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">21.<span style="font: 7pt "Times New Roman";"> </span></span></b><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Nama : Yasin Yusniawan</span></b></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; tab-stops: 85.05pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">TTL : Majalengka, 09 Juli 1977</span></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; tab-stops: 85.05pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Alamat : Dukuh Warung RT. 01/06 Ds. Karangsambung</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Pekerjaan : Wiraswasta</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">No. KTP : 3210130907770001</span></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; mso-list: l34 level1 lfo66; tab-stops: 85.05pt; text-indent: -21.3pt;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">22.<span style="font: 7pt "Times New Roman";"> </span></span></b><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Nama : Apong</span></b></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; tab-stops: 85.05pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">TTL : Sumedang,</span></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; tab-stops: 85.05pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Alamat : Dsn.Sukaasih Rt. 01 Rw. 07 Desa Leok Kaler Kec. Paseh Kab. Sumedang</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Pekerjaan : Ibu Rumah Tangga</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">No. KTP : </span></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; mso-list: l34 level1 lfo66; tab-stops: 85.05pt; text-indent: -21.3pt;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">23.<span style="font: 7pt "Times New Roman";"> </span></span></b><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Nama : KH. E. Syamsuddin</span></b></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; tab-stops: 85.05pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">TTL : Sumedang, 16-07-1943</span></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; tab-stops: 85.05pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Alamat : Dsn. Legok Landeuh Rt. 19 Rw. 06 Desa Leok Kidul Kec. Paseh Kab. Sumedang</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Pekerjaan : Wiraswasta</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">No. KTP : 1017131607430001</span></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; mso-list: l34 level1 lfo66; tab-stops: 85.05pt; text-indent: -21.3pt;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">24.<span style="font: 7pt "Times New Roman";"> </span></span></b><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Nama : KH. A. Jajang Munjali</span></b></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; tab-stops: 85.05pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">TTL : Garut, 08-10-1965</span></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; tab-stops: 85.05pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Alamat : Jl. Emen Slamet Gg. Sawo No. 11 RT. 02/03 Kel. Majalengka Kulon - Majalengka</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Pekerjaan : Guru</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">No. KTP : 321007081650001</span></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; mso-list: l34 level1 lfo66; tab-stops: 85.05pt; text-indent: -21.3pt;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">25.<span style="font: 7pt "Times New Roman";"> </span></span></b><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Nama : H. Aziz Muslim</span></b></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; tab-stops: 85.05pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">TTL : Majalengka, 02-10-1972</span></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; tab-stops: 85.05pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Alamat : Liangjulang RT. 03/01 Ds. Liangjulang kec. Kadipaten - Majalengka</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Pekerjaan : Wiraswasta</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">No. KTP : 3210130210720021</span></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; mso-list: l34 level1 lfo66; tab-stops: 85.05pt; text-indent: -21.3pt;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">26.<span style="font: 7pt "Times New Roman";"> </span></span></b><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Nama : Nandar Radiansyah</span></b></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; tab-stops: 85.05pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">TTL : Majalengka, 02-10-1972</span></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; tab-stops: 85.05pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Alamat : Jl. Emen Slamet No. 77 RT. 02/03 Kel. Majalengka Kulon - Majalengka</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Pekerjaan : Wiraswasta</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">No. KTP : 3210071903780061</span></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; mso-list: l34 level1 lfo66; tab-stops: 85.05pt; text-indent: -21.3pt;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">27.<span style="font: 7pt "Times New Roman";"> </span></span></b><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Nama : Suswadi</span></b></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; tab-stops: 85.05pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">TTL : Majalengka, 28-09-1975</span></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; tab-stops: 85.05pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Alamat : Jl. Emen Slamet Gg. Payung No. 31 RT. 03/03 Kel. Majalengka Kulon - Majalengka</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Pekerjaan : Wiraswasta</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">No. KTP : 3210071903780061</span></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; mso-list: l34 level1 lfo66; tab-stops: 85.05pt; text-indent: -21.3pt;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">28.<span style="font: 7pt "Times New Roman";"> </span></span></b><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Nama : Vedi Sumantri</span></b></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; tab-stops: 85.05pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">TTL : Majalengka, 20-09-1979</span></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; tab-stops: 85.05pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Alamat : Jl. Gerakan Koperasi No. 36 RT. 04/04 Kel. Majalengka Wetan - Majalengka</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Pekerjaan : Karyawan Swasta</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">No. KTP : 3210072009790101</span></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; mso-list: l34 level1 lfo66; tab-stops: 85.05pt; text-indent: -21.3pt;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">29.<span style="font: 7pt "Times New Roman";"> </span></span></b><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Nama : Sismanto</span></b></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; tab-stops: 85.05pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">TTL : Majalengka, 08-09-1960</span></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; tab-stops: 85.05pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Alamat : Jl. Cinyiruan No. 04 RT. 001/008 Kel. Cihaurgeulis – Cibeunying kaler - Bandung</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Pekerjaan : PNS</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">No. KTP : 1050250809605001</span></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; mso-list: l34 level1 lfo66; tab-stops: 85.05pt; text-indent: -21.3pt;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">30.<span style="font: 7pt "Times New Roman";"> </span></span></b><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Nama : Buddi Hilman</span></b></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; tab-stops: 85.05pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">TTL : Majalengka, 31-01-1970</span></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; tab-stops: 85.05pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Alamat : Jl. Emen Slamet No. 13 RT. 01/03 Kel. Majalengka Kulon - Majalengka</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Pekerjaan : Wiraswasta</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">No. KTP : 3210071903780061</span></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; mso-list: l34 level1 lfo66; tab-stops: 85.05pt; text-indent: -21.3pt;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">31.<span style="font: 7pt "Times New Roman";"> </span></span></b><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Nama : Dicky Firdikusumah</span></b></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; tab-stops: 85.05pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">TTL : Majalengka, 25-10-1985</span></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; tab-stops: 85.05pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Alamat : Pekauman RT. 001/006 Ds. Liangjulang Kec. Kadipaten - Majalengka</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Pekerjaan : Wiraswasta</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">No. KTP : 3210132510850001</span></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; mso-list: l34 level1 lfo66; tab-stops: 85.05pt; text-indent: -21.3pt;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">32.<span style="font: 7pt "Times New Roman";"> </span></span></b><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Nama : Jajat Sudrajat</span></b></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; tab-stops: 85.05pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">TTL : Majalengka, </span></div><div class="MsoNoSpacing" style="margin-left: 21.3pt; tab-stops: 85.05pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Alamat : Jombol RT. 00/00 Desa Kadipaten Kec. Kadipaten - Majalengka</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Pekerjaan : Wiraswasta</span></div><div class="MsoNoSpacing" style="tab-stops: 85.05pt; text-indent: 21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">No. KTP : 3210070810850001</span></div><div align="center" class="MsoNormal" style="text-align: center;"><br />
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</div><div align="center" class="MsoNoSpacing" style="line-height: 115%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">ANGGARAN RUMAH TANGGA</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">KJKS BMT KIAT MANDIRI KADIPATEN</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 115%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">BAB I</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">NAMA, TEMPAT, DAERAH DAN JANGKA WAKTU</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 1</span></b></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l82 level1 lfo67; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">1.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Badan Usaha ini bernama KJKS BMT Kiat Mandiri yang selanjutnya dalam anggaran rumah tangga ini disebut KJKS BMT</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l82 level1 lfo67; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">2.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">KJKS BMT Kiat Mandiri Berlokasi di Jalan Raya Barat No. 5 Kadiapten.</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l82 level1 lfo67; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">3.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Daerah kerja KJKS BMT Kiat Mandiri ini meliputi wilayah Negara Kesatuan Republik Indonesia. </span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l82 level1 lfo67; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">4.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">KJKS BMT Kiat Mandiri didirikan dalam jangka waktu tidak terbatas, sesuai dengan tujuannya. </span></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">BAB II</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">LANDASAN, TUJUAN, AZAS DAN PRINSIP</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 2</span></b></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l10 level1 lfo68; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">1.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Landasan Idiil KJKS BMT Kiat Mandiri adalah Syariat Islam dan Undang-Undang Dasar 1945. Landasan Operasional KJKS BMT Kiat Mandiri adalah Undang-Undang Republik Indonesia No. 25 tahun 1992 tentang perkoperasian. <span style="color: black;">Peraturan Pemerintah Republik Indonesia Nomor 9 Tahun 1995 tentang Pelaksanaan Kegiatan Simpan Pinjam oleh Koperasi. </span></span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l10 level1 lfo68; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">2.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Tujuan KJKS BMT Kiat Mandiri adalah kesejahteraan anggota, Pengurus, Pengelola, serta masyarakat sekitar wilayah kerja KJKS BMT Kiat Mandiri. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l10 level1 lfo68; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">3.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">KJKS BMT Kiat Mandiri berazaskan ukhuwah islamiyyah, kekeluargaan dan kegotong-royongan, yang tidak bertentangan dengan syariat Islam dan Undang-Undang tentang perkoperasian. </span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l10 level1 lfo68; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">4.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Prinsip-prinsip dalam KJKS BMT Kiat Mandiri dimaksud dilaksanakan dengan tidak mengabaikan kepentingan anggota KJKS BMT Kiat Mandiri. </span></div><div align="center" class="MsoNoSpacing" style="line-height: 115%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">BAB III</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 115%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">FUNGSI, PERAN, TUJUAN DAN USAHA</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 3</span></b></div><div class="MsoNormal" style="text-align: justify;"><span style="color: black; font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Untuk mencapai tujuan sebagaimana dimaksud pada pasal 3 Anggaran Dasar, KJKS BMT </span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">BMT Kiat Mandiri<span style="color: black;"> menyelenggarakan kegiatan usaha yang berkaitan dengan kegiatan usaha Anggota dan masyarakat, sebagai berikut : </span></span></div><div class="MsoListParagraphCxSpFirst" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l96 level1 lfo98; text-indent: -.25in;"><span style="color: black; font-family: "Arial","sans-serif"; font-size: 10pt;">1.<span style="font: 7pt "Times New Roman";"> </span></span><span lang="SV" style="color: black; font-family: "Arial","sans-serif"; font-size: 10pt; letter-spacing: -0.2pt;">Me</span><span style="color: black; font-family: "Arial","sans-serif"; font-size: 10pt; letter-spacing: -0.2pt;">nggalang dan menghimpun dana yang dipergunakan untuk membiayai usaha-usaha Anggota dan masyarakat serta usaha </span><span style="color: black; font-family: "Arial","sans-serif"; font-size: 10pt;">KJKS </span><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">BMT Kiat Mandiri</span><span style="color: black; font-family: "Arial","sans-serif"; font-size: 10pt;"></span></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l96 level1 lfo98; text-align: justify; text-indent: -.25in;"><span style="color: black; font-family: "Arial","sans-serif"; font-size: 10pt;">2.<span style="font: 7pt "Times New Roman";"> </span></span><span style="color: black; font-family: "Arial","sans-serif"; font-size: 10pt;">Memberikan pembiayaan usaha produktif secara tepat bagi Anggota dan masyarakat yang layak dan tepat sasaran</span><span lang="SV" style="color: black; font-family: "Arial","sans-serif"; font-size: 10pt;">.</span><span style="color: black; font-family: "Arial","sans-serif"; font-size: 10pt;"></span></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l96 level1 lfo98; text-align: justify; text-indent: -.25in;"><span style="color: black; font-family: "Arial","sans-serif"; font-size: 10pt;">3.<span style="font: 7pt "Times New Roman";"> </span></span><span style="color: black; font-family: "Arial","sans-serif"; font-size: 10pt;">Memberikan pembiayaan dalam bentuk Qordul Hasan (Pinjaman Kebajikan).</span></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l96 level1 lfo98; text-align: justify; text-indent: -.25in;"><span style="color: black; font-family: "Arial","sans-serif"; font-size: 10pt;">4.<span style="font: 7pt "Times New Roman";"> </span></span><span style="color: black; font-family: "Arial","sans-serif"; font-size: 10pt;">Memberikan bantuan kepada masyarakat yang terkena musibah bencana alam</span><span lang="SV" style="color: black; font-family: "Arial","sans-serif"; font-size: 10pt;">.</span><span style="color: black; font-family: "Arial","sans-serif"; font-size: 10pt;"></span></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l96 level1 lfo98; text-align: justify; text-indent: -.25in;"><span style="color: black; font-family: "Arial","sans-serif"; font-size: 10pt;">5.<span style="font: 7pt "Times New Roman";"> </span></span><span lang="SV" style="color: black; font-family: "Arial","sans-serif"; font-size: 10pt;">Me</span><span style="color: black; font-family: "Arial","sans-serif"; font-size: 10pt;">laksanakan pendidikan dan bimbingan usaha, serta bimbingan dakwah Islamiyah kepada Anggota dan masyarakat yang menerima pembiayaan, agar mampu mengembangkan usaha sehingga amanah dan dapat mempertanggungjawabkan pembiayaan yang diterima</span><span lang="SV" style="color: black; font-family: "Arial","sans-serif"; font-size: 10pt;">.</span><span style="color: black; font-family: "Arial","sans-serif"; font-size: 10pt;"></span></div><div class="MsoListParagraphCxSpMiddle" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; mso-list: l96 level1 lfo98; text-align: justify; text-indent: -.25in;"><span style="color: black; font-family: "Arial","sans-serif"; font-size: 10pt;">6.<span style="font: 7pt "Times New Roman";"> </span></span><span style="color: black; font-family: "Arial","sans-serif"; font-size: 10pt;">Melakukan kerjasama dengan koperasi dan atau badan usaha lainnya.</span></div><div class="MsoListParagraphCxSpLast" style="line-height: normal; margin-bottom: .0001pt; margin-bottom: 0in; margin-left: .25in; margin-right: 0in; margin-top: 0in; mso-add-space: auto; text-align: justify;"><br />
</div><div align="center" class="MsoNoSpacing" style="line-height: 115%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">BAB IV</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 115%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">KEANGGOTAAN</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 4</span></b></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l94 level1 lfo69; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">1.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Keanggotaan KJKS BMT Kiat Mandiri terdiri dari : </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l4 level1 lfo70; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">a.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Anggota Pendiri </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 63.8pt; mso-add-space: auto; mso-list: l88 level1 lfo71; text-align: justify; text-indent: -.25in;"><span style="font-family: Symbol; font-size: 10pt; line-height: 115%;">·<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Definisi : yaitu anggota yang mendirikan KJKS BMT Kiat Mandiri</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 63.8pt; mso-add-space: auto; mso-list: l88 level1 lfo71; text-align: justify; text-indent: -.25in;"><span style="font-family: Symbol; font-size: 10pt; line-height: 115%;">·<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Hak & Wewenang : memiliki hak prerogratif dan hak istimewa (prefelage) dalam mengambil suatu keputusan atau kebijaksanaan </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 63.8pt; mso-add-space: auto; mso-list: l88 level1 lfo71; text-align: justify; text-indent: -.25in;"><span style="font-family: Symbol; font-size: 10pt; line-height: 115%;">·<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Tanggung jawab : bertanggung jawab sepenuhnya terhadap kegiatan KJKS BMT Kiat Mandiri </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l4 level1 lfo70; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">b.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Anggota Biasa </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 63.8pt; mso-add-space: auto; mso-list: l64 level1 lfo72; text-align: justify; text-indent: -.25in;"><span style="font-family: Symbol; font-size: 10pt; line-height: 115%;">·<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Definisi : yaitu anggota yang sudah dinyatakan lulus dan telah menyetor simpanan pokok dan simpanan wajib</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 63.8pt; mso-add-space: auto; mso-list: l64 level1 lfo72; text-align: justify; text-indent: -.25in;"><span style="font-family: Symbol; font-size: 10pt; line-height: 115%;">·<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Hak : memiliki hak suara dan bicara dalam mengambil suatu keputusan </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 63.8pt; mso-add-space: auto; mso-list: l64 level1 lfo72; text-align: justify; text-indent: -.25in;"><span style="font-family: Symbol; font-size: 10pt; line-height: 115%;">·<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Tanggung jawab : bertanggung jawab atas kelancaran dan kemajuan KJKS BMT Kiat Mandiri </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l4 level1 lfo70; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">c.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Anggota Luar Biasa </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 63.8pt; mso-add-space: auto; mso-list: l95 level1 lfo73; text-align: justify; text-indent: -.25in;"><span style="font-family: Symbol; font-size: 10pt; line-height: 115%;">·<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Definisi : yaitu anggota yang sudah dinyatakan lulus seleksi tetapi belum menyetor simpanan pokok dan simpanan wajib </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 63.8pt; mso-add-space: auto; mso-list: l95 level1 lfo73; text-align: justify; text-indent: -.25in;"><span style="font-family: Symbol; font-size: 10pt; line-height: 115%;">·<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Hak : berhak untuk menyimpan dananya dan mendapatkan fasilitas pembiayaan sesuai dengan ketentuan-ketentuan KJKS BMT Kiat Mandiri serta memiliki hak bicara </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 63.8pt; mso-add-space: auto; mso-list: l95 level1 lfo73; text-align: justify; text-indent: -.25in;"><span style="font-family: Symbol; font-size: 10pt; line-height: 115%;">·<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Tanggung jawab : bertanggung jawab atas fasilitas-fasilitas yang diberikan KJKS BMT Kiat Mandiri </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l94 level1 lfo69; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">2.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Permintaan untuk menjadi anggota KJKS BMT Kiat Mandiri harus diajukan secara tertulis, dan memenuhi syarat-syarat yang telah ditentukan antara lain : </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l85 level1 lfo74; text-align: justify; text-indent: -.25in;"><span style="font-family: "Times New Roman","serif"; font-size: 10pt; line-height: 115%;">-<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Setoran awal kepada KJKS BMT Kiat Mandiri sebesar Rp. 2.000.000,- (Dua juta rupiah) yang ditempatkan di simpanan pokok.</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l85 level1 lfo74; text-align: justify; text-indent: -.25in;"><span style="font-family: "Times New Roman","serif"; font-size: 10pt; line-height: 115%;">-<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Direkomendasikan minimal oleh 5 (lima) orang anggota </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l94 level1 lfo69; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">3.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Keputusan/jawaban atas permohonan untuk menjadi anggota KJKS BMT Kiat Mandiri akan dirapatkan oleh pengurus.</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l94 level1 lfo69; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">4.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Bagi calon anggota yang diterima menjadi anggota KJKS BMT Kiat Mandiri akan diberitahukan oleh pengurus guna menyelesaikan administrasi keanggotaan. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l94 level1 lfo69; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">5.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Sifat dan dasar penerimaan anggota sesuai dengan ketentuan Bab V pasal 5 Anggaran Dasar </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l94 level1 lfo69; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">6.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Anggota yang mengundurkan diri/berhenti sebelum KJKS BMT Kiat Mandiri dibubarkan / dilikuidasi, maka anggota akan menerima pengembalian simpana pokok, wajib, khusus dan sukarela </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l94 level1 lfo69; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">7.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Kewajiban Anggota </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l89 level1 lfo75; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">a.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Setiap anggota wajib hadir dan mengikuti musyawarah anggota </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l89 level1 lfo75; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">b.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Mentaati ketentuan-ketentuan yang telah disepakati sebagai anggota </span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l89 level1 lfo75; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">c.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Menjaga nama baik KJKS </span></div><div align="center" class="MsoNoSpacing" style="line-height: 115%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">BAB V</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 115%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">MUSYAWARAH ANGGOTA</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 5</span></b></div><div class="MsoNoSpacing"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Musyawarah Anggota terdiri dari 2 macam yaitu : </span></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l105 level1 lfo76; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">1)<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Musyawarah Anggota Tahunan </span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l105 level1 lfo76; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">2)<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Musyawarah Anggota Luar Biasa </span></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 6</span></b></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l0 level1 lfo77; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">1)<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Musyawarah Anggota Luar Biasa dapat dilaksanakan atas kehendak : </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l21 level1 lfo78; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">a)<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Atas permintaan tertulis dari anggota pendiri minimal 5 orang </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l21 level1 lfo78; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">b)<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pengurus</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l21 level1 lfo78; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">c)<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pengawas </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l21 level1 lfo78; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">d)<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Atas permintaan tertulis minimal lebih dari 40 % jumlah anggota biasa </span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l0 level1 lfo77; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">2)<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Musyawarah Anggota Tahunan dan atau Musyawarah Anggota Luar Biasa dapat memutuskan untuk memberhentikan pengurus yang tidak melaksanakan pasal 15, 16, 17, 18 anggaran dasar KJKS BMT Kiat Mandiri ini setelah kurun waktu satu tahun buku berakhir.</span></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 7</span></b></div><div class="MsoNoSpacing" style="line-height: 150%;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Musyawarah Anggota mempunyai tugas dan wewenang sebagai berikut : </span></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l52 level1 lfo79; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">1)<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Menetapkan dan mengesahkan Anggaran Dasar, Rumah Tangga dan peraturan khusus </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l52 level1 lfo79; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">2)<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Memilih Pengurus dan Pengawas </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l52 level1 lfo79; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">3)<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Menerima dan menolak kebijakan Pengurus dan Pengawas </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l52 level1 lfo79; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">4)<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Mengesahkan neraca dan perhitungan sisa hasil usaha </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l52 level1 lfo79; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">5)<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Mengesahkan rencana kerja dan Rencana Anggaran Pendapatan dan Belanja KJKS BMT Kiat Mandiri</span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l52 level1 lfo79; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">6)<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Menerima dan menolak terhadap kelanjutan status keanggotaan </span></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 8</span></b></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l42 level1 lfo80; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">1.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Musyawarah Anggota Tahunan atau Musyawarah Anggota Luar Biasa wajib diberitahukan Pengurus kepada anggota sekurang-kurangnya 7 (tujuh) hari sebelum pelaksanaannya. </span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l42 level1 lfo80; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">2.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Dalam hal surat pemberitahuan untuk pelaksanaan Musyawarah Anggota Tahunan disertai dengan laporan pertanggung jawaban Pengurus pada periode tahun buku yang bersangkutan. </span></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 9</span></b></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l26 level1 lfo81; text-align: justify; text-indent: -21.0pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">1.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Musyawarah Anggota seperti tercantum pada pasal 5 dapat dilaksanakan tanpa mempertimbangkan jumlah anggota yang hadir, sepanjang telah dilakukan undangan secara tertulis. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l26 level1 lfo81; text-align: justify; text-indent: -21.0pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">2.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Apabila karena sesuatu dan lain hal anggota tidak dapat hadir pada rapat-rapat seperti tercantum pada pasal 5, maka dimungkinkan digunakan sistem perwakilan (yang ada hubungan darah), dengan melampirkan surat kuasa 3 (tiga) hari sebelum acara dilaksanakan. </span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l26 level1 lfo81; text-align: justify; text-indent: -21.0pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">3.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pada kondisi dimana Pengurus telah melaksanakan pasal 8, anggota tidak menggunakan haknya tersebut maka hasil keputusan musyawarah dianggap sah </span></div><div align="center" class="MsoNoSpacing" style="line-height: 115%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">BAB VI</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 115%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">JENIS PELAKSANAAN RAPAT</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 10</span></b></div><div class="MsoNoSpacing"><span style="font-family: "Arial","sans-serif"; font-size: 10pt;">Pelaksanaan rapat :</span></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l101 level1 lfo99; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">1.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Rapat rutin </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Rapat rutin merupakan rapat yang dilakukan oleh Pengurus secara periodik untuk membahas dan menetapkan berbagai hal demi kelancaran KJKS BMT Kiat Mandiri</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l101 level1 lfo99; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">2.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Rapat Pleno</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; text-align: justify;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Rapat Pleno merupakan rapat yang dihadiri oleh seluruh Pengurus dan Pengelola / Direksi, guna membahas hal-hal : </span></div><div class="MsoListParagraphCxSpMiddle" style="mso-list: l80 level1 lfo82; text-align: justify; text-indent: -14.7pt;"><span style="font-family: "Times New Roman","serif"; font-size: 10pt; line-height: 115%;">a.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Penetapan/perumusan tindak lanjut yang ditetapkan oleh Musyawarah Anggota</span></div><div class="MsoListParagraphCxSpMiddle" style="mso-list: l80 level1 lfo82; text-align: justify; text-indent: -14.7pt;"><span style="font-family: "Times New Roman","serif"; font-size: 10pt; line-height: 115%;">b.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Perumusan dan penetapan peraturan-peraturan khusus </span></div><div class="MsoListParagraphCxSpMiddle" style="mso-list: l80 level1 lfo82; text-align: justify; text-indent: -14.7pt;"><span style="font-family: "Times New Roman","serif"; font-size: 10pt; line-height: 115%;">c.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Penutupan dan penetapan rencana kerja dan belanja sebelum diajukan ke Musyawarah Anggota </span></div><div class="MsoListParagraphCxSpLast" style="mso-list: l80 level1 lfo82; text-align: justify; text-indent: -14.7pt;"><span style="font-family: "Times New Roman","serif"; font-size: 10pt; line-height: 115%;">d.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Penetapan besarnya tanggungan dari setiap Pengelola / Direksi yang menyalah gunakan kekuasaan dan wewenangnya dalam menjalankan kegiatan kepengelolaan KJKS BMT Kiat Mandiri </span></div><div align="center" class="MsoNoSpacing" style="line-height: 115%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">BAB VII</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 115%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">PENGURUS</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 11</span></b></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l77 level1 lfo83; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">1.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Calon / kandidat untuk menjadi Pengurus ditentukan oleh Anggota Pendiri min 3 orang calon.</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l77 level1 lfo83; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">2.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pengurus KJKS BMT Kiat Mandiri dipilih dari dan oleh anggota dalam suatu Musyawarah Anggota.</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l77 level1 lfo83; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">3.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Masa jabatan Pengurus dalam satu periode adalah 3 tahun, dan selanjutnya dapat dipilih kembali.</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l77 level1 lfo83; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">4.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Syarat-syarat untuk dapat dipilih menjadi Pengurus adalah sebagai berikut : </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l103 level1 lfo84; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">a.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Beragama Islam </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l103 level1 lfo84; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">b.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Mempunyai pengetahuan tentang Ekonomi Syariah </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l103 level1 lfo84; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">c.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Sehat jasmani dan rohani </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l103 level1 lfo84; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">d.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Mempunyai sifat kejujuran dan keterampilan kerja </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l103 level1 lfo84; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">e.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Berwawasan luas dan berjiwa bisnis </span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l103 level1 lfo84; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">f.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Tidak pernah terlibat dalam tindakan yang merugikan KJKS BMT Kiat Mandiri ataupun melanggar pidana lainnya </span></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; mso-outline-level: 1; text-align: center;"><br />
</div><div align="center" class="MsoNoSpacing" style="line-height: 150%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 12</span></b></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l81 level1 lfo85; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">1.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Setiap keputusan atau kebijakan yang diambil dianggap sah apabila dihadiri dan disetujui oleh minimal 2 orang Pengurus yang salah satunya Ketua Umum </span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l81 level1 lfo85; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">2.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Apabila karena satu dan lain hal, Ketua Umum berhalangan hadir maka dapat menunjuk dan memberikan kuasa kepada pengurus lainnya.</span></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 13</span></b></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l57 level1 lfo86; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">1.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pengurus menunjuk dan mengangkat Pengelola / Direksi dalam menjalankan kegiatan operasional KJKS BMT Kiat Mandiri yang susunan organisasi, tugas, tanggung jawab dan wewenangnya diatur di dalam bab dan pasal tentang Pengelola / Direksi </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l57 level1 lfo86; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">2.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pengurus dapat memberhentikan Pengelola / Direksi tanpa diadakannya Musyawah Anggota </span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l57 level1 lfo86; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">3.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pengurus dapat menunjuk Pengelola / Direksi dalam hal melakukan perbuatan hukum untuk dan atas nama KJKS BMT Kiat Mandiri, secara intern dan extern melewati surat keputusan atau surat instruksi atau surat kuasa dari Pengurus yang ditanda tangani semua pengurus.</span></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 14</span></b></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l43 level1 lfo87; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">1.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pengurus berkewajiban untuk : </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l58 level1 lfo88; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">a.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Mengawasi dan mengevaluasi serta memberikan arahan dan motivasi kepada Pengelola / Direksi KJKS BMT Kiat Mandiri </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l58 level1 lfo88; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">b.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Mengajukan laporan pertanggung jawaban kepada anggota sekurang-kurangnya satu tahun sekali </span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l43 level1 lfo87; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">2.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Tugas pokok masing-masing Pengurus ditetapkan di dalam aturan khusus. </span></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; mso-outline-level: 1; text-align: center;"><br />
</div><div align="center" class="MsoNoSpacing" style="line-height: 150%; mso-outline-level: 1; text-align: center;"><br />
</div><div align="center" class="MsoNoSpacing" style="line-height: 150%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 15</span></b></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l62 level1 lfo89; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">1.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Laporan keadaan serta perkembangan organisasi dan usaha dibuatkan secara tertulis secara rutin dalam kurun waktu satu kali dalam tiga bulan (triwulan) </span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l62 level1 lfo89; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">2.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Laporan pemeriksaan yang dimaksud adalah laporan pemeriksaan terhadap Pengelola / Direksi. </span></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; mso-outline-level: 1; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 16</span></b></div><div class="MsoNoSpacing" style="line-height: 115%; text-align: justify;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pengurus menanggung kerugian yang diderita KJKS BMT Kiat Mandiri sebagai akibat kelalaian dalam melaksanakan tugas dan kewajibannya. Jika kelalaian itu mengenai sesuatu yang termasuk pekerjaan beberapa anggota pengurus, maka karena itu mereka bersama menanggung kerugian tadi untuk seluruhnya, akan tetapi anggota Pengurus bebas dari tanggungannya jika ia dapat membuktikan bahwa kerugian tadi bukan karena kesalahannya serta ia telah berusaha dengan segera dan secukupnya mencegah kelalaian tadi. </span></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 17</span></b></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l7 level1 lfo90; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">1.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Untuk kelancaran organisasi KJKS BMT Kiat Mandiri, pengurus wajib memelihara hubungan kerja dan menanamkan rasa saling percaya diantara Pengelola / Direksi.</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l7 level1 lfo90; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">2.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pengurus mempunyai wewenang sebagai berikut : </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l37 level1 lfo91; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">a.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Memberi sangsi atas pelanggaran peraturan yang telah diputuskan oleh Musyawarah Anggota. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l37 level1 lfo91; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">b.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Memberi peringatan dan teguran kepada anggota pengurus yang lalai menjalankan tugas dan kewajiban yang telah ditetapkan dan menetapkan sanksi atasnya. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l37 level1 lfo91; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">c.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Memberi peringatan dan teguran kepada Pengelola / Direksi yang lalai menjalankan tugas dan kewajiban yang telah ditetapkan dan menetapkan sanksi atasnya. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l37 level1 lfo91; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">d.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Menganjurkan dan memberi peringatan kepada anggota untuk aktif berpartisipasi dalam mengembangkan dan memajukan KJKS BMT Kiat Mandiri. </span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l37 level1 lfo91; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">e.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Mengangkat dan memberhentikan Pengelola / Direksi yang disesuaikan dengan perkembangan dan kebutuhan KJKS BMT Kiat Mandiri. </span></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 18</span></b></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l59 level1 lfo92; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">1.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pengurus memperoleh honor setiap bulan yang besarnya ditetapkan melalui Musyawarah Anggota, dan berdasarkan hasil keputusan Musyawarah Anggota Luar Biasa tanggal ........ , besar honor yang diberikan adalah sebagai berikut : </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l60 level1 lfo93; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">a.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Ketua Umum Rp.</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l60 level1 lfo93; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">b.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Sekretaris Rp.</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l60 level1 lfo93; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">c.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Bendahara Rp.</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l59 level1 lfo92; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">2.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Untuk menunjang kegiatan dan produktifitas kerja, Pengurus dapat mengajukan fasilitas Pembiayaan dari KJKS BMT Kiat Mandiri yang besar angsuran (pokok+margin) maksimum adalah 20% dari honor bulanan yang diterima dengan margin setara dengan 2,5% perbulan, dan jangka waktu maksimal adalah sisa masa jabatan kepengurusan berjalan. Pembayarannya dengan cara diangsur secara bulanan dan dipotong langsung dari honor bulanan. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l59 level1 lfo92; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">3.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pinjaman/pembiayaan baru dapat diberikan apabila yang bersangkutan tidak mempunyai tunggakan atau kewajiban lain yang belum diselesaikan dan memiliki kondite yang baik. </span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l59 level1 lfo92; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">4.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Apabila pada saat masa kepengurusannya masih berjalan terjadi sesuatu hal baik itu yang bersangkutan diberhentikan atau mengundurkan diri, maka ia harus menyelesaikan kewajibannya terlebih dahulu. </span></div><div align="center" class="MsoNoSpacing" style="line-height: 115%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">BAB VIII</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 115%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">PENGELOLA / DIREKSI</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 19</span></b></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l84 level1 lfo94; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">1.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pengelola / Direksi adalah karyawan <b style="mso-bidi-font-weight: normal;">KJKS BMT Kiat Mandiri</b> yang diangkat dan diberhentikan oleh Pengurus, tugas dan tanggung jawab dan ketentuan lain diatur dalam peraturan tersendiri. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l84 level1 lfo94; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">2.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Masa jabatan Pengelola / Direksi dalam satu periode adalah 5 tahun, dan selanjutnya dapat dipilih kembali. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l84 level1 lfo94; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">3.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Syarat-syarat untuk dapat dipilih menjadi Pengelola / Direksi adalah sebagai berikut : </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l71 level1 lfo95; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">a.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Beragama Islam </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l71 level1 lfo95; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">b.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Berpendidikan min S1 </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l71 level1 lfo95; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">c.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Mempunyai pengetahuan tentang Ekonomi Syariah </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l71 level1 lfo95; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">d.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Sehat jasmani dan rohani </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l71 level1 lfo95; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">e.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Mempunyai sifat kejujuran dan keterampilan kerja </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l71 level1 lfo95; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">f.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Berwawasan luas dan berjiwa bisnis </span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l71 level1 lfo95; text-align: justify; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">g.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Tidak pernah terlibat dalam tindakan yang merugikan KJKS BMT Kiat Mandiri ataupun melanggar pidana lainnya. </span></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; text-align: center;"><br />
</div><div align="center" class="MsoNoSpacing" style="line-height: 150%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 20</span></b></div><div class="MsoNormal"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pengelola / Direksi bertanggung jawab kepada Pengurus. </span></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 21</span></b></div><div class="MsoNoSpacing" style="line-height: 150%;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pengelola / Direksi berkewajiban untuk : </span></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l47 level1 lfo96; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">a.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Mengelola KJKS BMT Kiat Mandiri dan usahanya, baik dalam pelayanan kepada nasabah atau usaha lain yang dapat meningkatkan KJKS BMT Kiat Mandiri</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l47 level1 lfo96; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">b.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Menumbuh kembangkan KJKS BMT Kiat Mandiri</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l47 level1 lfo96; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">c.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Membuat laporan kegiatan kepada Pengurus 2 minggu sekali </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l47 level1 lfo96; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">d.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Membantu Pengurus dalam pemeriksaan ataupun audit intern maupun extern </span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l47 level1 lfo96; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">e.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Memelihara hubungan kerja dan menanamkan loyalitas karyawan yang ada di bawahnya. </span></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 22</span></b></div><div class="MsoNoSpacing" style="line-height: 150%;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pengelola / Direksi mempunyai wewenang sebagai berikut : </span></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l48 level1 lfo97; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">a.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Memberikan sanksi atas pelanggaran peraturan yang telah diputuskan oleh Pengurus kepada karyawan yang ada di bawahnya </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l48 level1 lfo97; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">b.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Memberikan peringatan dan teguran kepada karyawan yang ada di bawahnya </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l48 level1 lfo97; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">c.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Membuat kebijakan sebagai pedoman pelayanan anggota dan untuk mengembangkan KJKS BMT Kiat Mandiri </span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l48 level1 lfo97; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">d.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Mengangkat dan memberhentikan karyawan yang ada di bawahnya yang disesuaikan dengan perkembangan dan kebutuhan KJKS BMT Kiat Mandiri </span></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 23</span></b></div><div class="MsoNoSpacing" style="line-height: 150%;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Struktur Organisasi Pengelola / Direksi adalah sebagai berikut : </span></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l14 level1 lfo100; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">1.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Manager : Zaenudin, S.E.</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l14 level1 lfo100; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">2.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Kepala Bagian Pembiayaan : Arief Risnandar, S.E.</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l14 level1 lfo100; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">3.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Teller : Nurmarhamah</span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l14 level1 lfo100; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">4.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Kolektor : 1. Andi Kuswandi, 2. Dicky Firdikusumah (Free Line)</span></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 24</span></b></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l86 level1 lfo101; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">1.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Tenaga yang ditunjuk untuk melaksanakan pencatatan administrasi pembukuan serta laporan keuangan adalah orang (karyawan) yang dianggap mampu sesuai dengan pengangkatan oleh Pengelola / Direksi.</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l86 level1 lfo101; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">2.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Tugas tenaga atau karyawan diatur di dalam peraturan tersendiri </span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l86 level1 lfo101; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">3.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Pemeriksaan KJKS BMT Kiat Mandiri dilakukan oleh Pengurus dan atau auditor internal ataupun auditor independen sesuai dengan penunjukan. </span></div><div align="center" class="MsoNoSpacing" style="line-height: 115%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">BAB IX</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 115%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">MODAL DAN USAHA KJKS</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 25</span></b></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l102 level1 lfo102; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">1.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Modal sendiri KJKS BMT Kiat Mandiri berasal dari anggota, dan modal cadangan KJKS BMT Kiat Mandiri. Modal lainnya dapat berupa pinjaman KJKS BMT Kiat Mandiri yang berasal dari lembaga keuangan, KJKS lain atau perorangan bukan anggota. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l102 level1 lfo102; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">2.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Penandatanganan cek dan surat berharga lainnya dari bank, harus dilakukan oleh ketua Pengurus dan bendahara pengurus dengan nilai Rp. 50.000.000,- keatas. Dibawah itu cukup ditandatangani oleh Pengelola / Direksi. </span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l102 level1 lfo102; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">3.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Hal-hal yang dianggap perlu dalam permodalan akan diatur dalam peraturan khusus. </span></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 26</span></b></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l65 level1 lfo103; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">1.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">KJKS BMT Kiat Mandiri dapat menghimpun modal pinjaman dan modal penyertaan dari : </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l11 level1 lfo104; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">a.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Anggota </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l11 level1 lfo104; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">b.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Lembaga keuangan perbankan dan lembaga keuangan non perbankan. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l11 level1 lfo104; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">c.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Sumber lain yang sah dan dapat dipertanggungjawabkan. </span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l65 level1 lfo103; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">2.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Modal penyertaan diatur dalam suatu surat perjanjian antara KJKS BMT Kiat Mandiri dengan pemodal. </span></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 27</span></b></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l104 level1 lfo105; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">1.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Simpanan terdiri dari : </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l92 level1 lfo106; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">a.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Simpanan Pokok </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l92 level1 lfo106; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">b.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Simpanan Wajib </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 39.3pt; mso-add-space: auto; mso-list: l92 level1 lfo106; text-indent: -.25in;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">c.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Simpanan Khusus </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l104 level1 lfo105; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">2.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Simpanan Pokok </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; text-align: justify;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Simpanan Pokok ditetapkan sebesar Rp. 2.000.000,- dan hanya dibayarkan sekali selama menjadi anggota </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l104 level1 lfo105; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">3.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Simpanan Wajib </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; text-align: justify;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Simpanan wajib dibayar setiap bulan sebesar Rp. 10.000,- atau dapat dibayarkan sekaligus dalam setahun sebesar Rp. 120.000,- </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l104 level1 lfo105; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">4.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Simpanan Khusus </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; text-align: justify;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Setiap calon anggota diwajibkan untuk menyimpan kedalam simpanan khusus dan akan diperhitungkan basilnya sama dengan perhitungan simpanan berjangka selama 1 tahun. </span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l104 level1 lfo105; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">5.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Besarnya simpanan khusus ini ditentukan oleh Anggota Pendiri.</span></div><div class="MsoListParagraphCxSpMiddle" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l104 level1 lfo105; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">6.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Simpanan khusus hanya dapat diambil apabila anggota berhenti/mengundurkan diri sebagai anggota KJKS BMT Kiat Mandiri </span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l104 level1 lfo105; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">7.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Semua simpanan anggota dijaga keamanannya dan kerahasiaannya dari berbagai pihak yang tidak bertanggung jawab. </span></div><div align="center" class="MsoNoSpacing" style="line-height: 115%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">BAB X</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 115%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">P E N U T U P</span></b></div><div align="center" class="MsoNoSpacing" style="line-height: 150%; text-align: center;"><b style="mso-bidi-font-weight: normal;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 150%;">Pasal 28</span></b></div><div class="MsoListParagraphCxSpFirst" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l46 level1 lfo107; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">1.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Hal-hal yang belum dalam Anggaran Rumah Tangga, akan dituangkan dalam suatu peraturan khusus kemudian disahkan oleh Musyawarah Anggota. </span></div><div class="MsoListParagraphCxSpLast" style="margin-left: 21.3pt; mso-add-space: auto; mso-list: l46 level1 lfo107; text-align: justify; text-indent: -21.3pt;"><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">2.<span style="font: 7pt "Times New Roman";"> </span></span><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Hal-hal yang tidak dijelaskan didalam Anggaran Rumah Tangga tapi sudah diatur di dalam anggaran dasar dinyatakan sah. </span></div><span style="font-family: "Arial","sans-serif"; font-size: 10pt; line-height: 115%;">Anggaran Rumah Tangga ini dinyatakan berlaku pada tanggal disahkan.</span>Zaenudin, S.E.http://www.blogger.com/profile/06557040602389761108noreply@blogger.com